I have 71 years remaining on my lease and require a lease extension for my apartment in Betws Y Coed. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 27/10/2025 the requirements read as follows :

is it true that all Betws Y Coed solicitor practices on the UBS conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the UBS conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel and in such a situation the firms would be regulated by the CLC.

We are getting a further advance on our home loan from Clydesdale as we wish to conduct a loft conversion to our home in Betws Y Coed. Are we obliged to appoint a bricks and mortar Betws Y Coed solicitor on the Clydesdale conveyancing panel to handle the paperwork?

Clydesdale don't usually appoint a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale list.

My wife and I are spending time looking at apartments in Betws Y Coed and I am now considering a potential offer. Should I already have a property lawyer appointed at this point? I will be getting a mortgage with Skipton.

You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are getting a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Betws Y Coed?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Betws Y Coed. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Just had an offer accepted on a new build flat in Betws Y Coed. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Betws Y Coed

Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I decided to have a survey carried out on a house in Betws Y Coed before appointing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies will refuse to give a loan on this type of home.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Betws Y Coed. Conveyancing may be slightly more expensive based on your lender's requirements.