My wife and I are purchasing a maisonette in Betws Y Coed. My Solicitor is not on the lender conveyancing panel. Is it possible for me to continue with my Betws Y Coed conveyancing solicitor notwithstanding that they are not on the mortgage company panel of approved conveyancing solicitors?

You will need to use a lawyer to deal with the legal work required if you require a mortgage to purchase your property. They will conduct all the appropriate investigations on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is in place. One could appoint a Betws Y Coed property lawyer of your choosing. However, if the solicitor appointed is not a member of the bank approved list supplemental fees will be levied as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so if your conveyancer has not historically sought membership they should take the opportunity to apply.

What is the first thing I need to know about purchase conveyancing in Betws Y Coed?

You may not hear this from too many lawyers but conveyancing in Betws Y Coed and elsewhere in Conwy is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of opportunity for friction between you and other parties involved in the ownership transfer. E.g., the vendor, property agent and sometimes the bank. Selecting a solicitor for your conveyancing in Betws Y Coed an important selection as your conveyancer is your adviser, and is the ONLY party in the process whose responsibility is to look after your legal interests and to protect you.

Every so often a third party with a vested interest will try and convince you that you should follow their advice. As an example, the estate agent may claim to be assisting by suggesting your lawyer is dragging his heels. Or your mortgage broker may try to convince you to do something that is contrary to your conveyancers guidance. You should always trust your lawyer above all other parties in the conveyancing process.

Is there a search tool that I can use to check that the solicitor carrying out my conveyancing in Betws Y Coed is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus paying £192.00 in another set of legal invoice.

Please do take advantage of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type ‘Betws Y Coed’ or your location and you will discover numerous solicitors offices in Betws Y Coed or nearest you.

I am purchasing a house and the conveyancer has referenced Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this really warranted for conveyancing in Betws Y Coed

Unless a prior acquisition of the house took place after 12 October 2013 you can assume that lawyers carrying out conveyancing in Betws Y Coed to remain encouraging a chancel search and or insurance against a claim.

About to purchase a new build apartment in Betws Y Coed. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Betws Y Coed

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.