What will a local search reveal regarding the house we're purchasing in Betws Y Coed?

Betws Y Coed conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search plays a central role in most Betws Y Coed conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

It has been three months since my purchase conveyancing in Betws Y Coed completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I decided to have a survey completed on a property in Betws Y Coed in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some lenders will refuse to issue a loan on a flying freehold property.

It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Betws Y Coed. Conveyancing will be smoother if you use a solicitor in Betws Y Coed especially if they are familiar with such properties in Betws Y Coed.

Am I right to be concerned by estate agents that I am dealing with are recommending an online conveyancing firm rather than a High Street Betws Y Coed conveyancing firm?

As is the case with lots of professional services, often input from family and friends can be extremely useful or valuable. But there are many parties with a vested interest in a conveyancing deal; estate agents, financial adviser and mortgage companies might all put forward solicitors to select. Sometimes these solicitors might be known to one of the organisations as one of the best in their field, but sometimes there might be a commercial relationship behind the endorsement. You have the right to appoint your preferred lawyer. However, bear in mind that the majority of lenders specify a panel list of law firms you must use for the mortgage related work in your home move.

My husband and I are disposing of a Betws Y Coed property left to us seven years ago in 2010. I have over ten years conveyancing experience and, although retired, wish to carry out my own conveyancing. The purchaser's conveyancing practitioner has informed me that their building society will not allow you to do your own conveyancing mandating that the funds to be sent to a solicitor's bank account.

Lending instructions to solicitors from all mainstream lenders specify that If the vendor is not legally represented the borrower's lawyers should check whether the mortgage company needs to be notified so that a decision can be made as to whether they are willing to proceed.