It is is a decade since I acquired my property in Bexhill On Sea. Conveyancing solicitors have recently been appointed on the sale but I can't track down my deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by your lender or they may be archived with the lawyers who acted in the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Bexhill On Sea involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
What is the best way to discover of the solicitor carrying out my conveyancing in Bexhill On Sea is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Clydesdale thus paying £192.00 in supplemental legal fees.
You should make use of the search tool on this page. Please choose the lender and type ‘Bexhill On Sea’ or your location and you will discover numerous conveyancers based in Bexhill On Sea or nearest you.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who did the conveyancing in Bexhill On Sea 10 years ago no longer exist. What do I do?
As long as you have a registered title the information relating to your proprietorship will be documented by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, locate your property and get current copies of the Registered Entries for a small fee. Where the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Bexhill On Sea. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bexhill On Sea
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There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I decided to have a survey completed on a house in Bexhill On Sea ahead of appointing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks tend refuse to give a loan on such a home.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. Should you wish to telephone us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bexhill On Sea. Conveyancing will be smoother if you use a solicitor in Bexhill On Sea especially if they are acquainted with such properties in Bexhill On Sea.