Do the conveyancing solicitors identified via your search tool carry out auction conveyancing in Bilston and Bradley?

We know of a number of niche practitioners we can put you in touch with those conducting auction conveyancing. Bilston and Bradley is one of the many locations where our lawyers have a presence.

We are selling our apartment in Bilston and Bradley. Does my solicitor need to be required to be on the Virgin Money conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.

We are getting the release of further funds on our mortgage from TSB as we intend to carry out a loft conversion to our property in Bilston and Bradley. Are we obliged to appoint a local Bilston and Bradley solicitor on the TSB conveyancing panel to deal with the paperwork?

TSB do not ordinarily appoint a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB list.

I recently had an offer accepted on a house in Bilston and Bradley. My mortgage broker pressured me to appoint their conveyancer. I paid an upfront payment of £200. A couple of days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

About to purchase house in Bilston and Bradley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bilston and Bradley solicitor is on the Santander conveyancing panel.

Are there restrictive covenants that are commonly identified during conveyancing in Bilston and Bradley?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bilston and Bradley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am on look out for some leasehold conveyancing in Bilston and Bradley. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.

If the lease is recorded at the land registry - and almost all are in Bilston and Bradley - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Bilston and Bradley - A selection of Queries before Purchasing

Does the lease have onerous restrictions? On the whole the outlay for major works tend not to be included within maintenance charges, albeit that some managing agents in Bilston and Bradley obliged leaseholders to pay into a sinking fund created for the specific purpose of building a fund for major works. Its a good idea to find out as much as you can concerning the company managing the block as they will either make your living at the property much easier or problematic. As the proprietor of a leasehold property you will be in the clutches of the managing agents both financially and when it comes to every day matters like the cleanliness of the communal areas. You should not be shy to ask other tenants what they think of them. In conclusion, investigate as to the dates that the maintenance charges are due to the managing agents and precisely what it includes.