We hope to to purchase with Loughborough BS. We have called around locally yet cant to find a Bilston and Bradley conveyancing firm on the Loughborough BS approved list. Could you help?
Feel free to take advantage of the find a lender approved solicitor tool on this web page. Please choose the building society and type Bilston and Bradley or your preferred area and you will discover a number of lawyer based in Bilston and Bradley or by proximity to you.
Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a residence in Bilston and Bradley?
Unless a previous acquisition of the house completed after 12 October 2013 you may expect solicitors delivering conveyancing in Bilston and Bradley to continue to suggest a chancel search and or chancel repair liability policy.
I am buying my first flat in Bilston and Bradley with a loan from Leeds Building Society. The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not disclose to my solicitor about the deal as it would adversely affect my loan with Leeds Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a house in Bilston and Bradley in advance of retaining solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend not give a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bilston and Bradley. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing solicitor in Bilston and Bradley for my home move. Is there any facility to see a firm’s record with the legal regulator?
Members of the public can read published Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training purposes.