Find a Birmingham and the Black Country Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Birmingham and the Black Country? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Birmingham and the Black Country transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Birmingham and the Black Country conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Birmingham and the Black Country

Is there a reason why leasehold purchase conveyancing in Birmingham and the Black Country is more expensive?

The conveyancing costs for a leasehold property in Birmingham and the Black Country is frequently greater when contrasted to a freehold transaction. This is because there is an amount of extra work required in communicating with the freeholder and management company to obtain evidence about whether the rent and maintenance charges have been cleared and whether there are any major works due in the foreseeable future on repairs or maintenance of the building.

The deeds to my home can not be found. The conveyancers who conducted the conveyancing in Birmingham and the Black Country 5 years ago are no longer around. Will I be able to sell the house?

As long as the title is registered the details of your proprietorship will be retained by HMLR with a Title Number. It is possible to conduct a search at the Land Registry, find your property and order current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will usually retain a certified copy of the Registered Lease and again, a copy can be ordered for a small fee.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Birmingham and the Black Country is the location of the property. Can you shed any light on this issue?

Flying freeholds in Birmingham and the Black Country are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Birmingham and the Black Country you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Birmingham and the Black Country may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I want to rent out my leasehold apartment in Birmingham and the Black Country. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?

Even though your previous Birmingham and the Black Country conveyancing solicitor is not around you can review your lease to see if it allows you to sublet the premises. The accepted inference is that if the lease is silent, subletting is permitted. There may be a precondition that you are obliged to obtain permission from your landlord or some other party before subletting. The net result is that you cannot sublet without first obtaining consent. The consent should not be unreasonably refused ore delayed. If the lease does not allow you to sublet you should ask your landlord for their consent.

Leasehold Conveyancing in Birmingham and the Black Country - Sample of Questions you should ask before Purchasing

    Many Birmingham and the Black Country leasehold flats will incur a service charge for maintenance of the block levied by the landlord. Where you buy the apartment you will have to meet this liability, normally quarterly throughout the year. This may be anything from a couple of hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a ground rent for you to pay yearly, normally this is not a significant figure, say approximately £50-£100 but you should to check as sometimes it could be many hundreds of pounds. It is important to be aware whether redecorating or some other significant cost is coming up that will be shared amongst the tenants and will dramatically impact the level of the maintenance fees or require a specific invoice. How long is the Lease?

I see that you have a search directory identifying solicitors on the lender conveyancing panel. Do Birmingham and the Black Country conveyancing firms pay you a commission if I appoint them for my conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Birmingham and the Black Country.

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Find out more about how flying freehold can affect your the value of a property.