My husband and I are intent on buying a leasehold flat in Birmingham and the Black Country. My lawyer is not on the bank solicitor panel. Am I still permitted to use my Birmingham and the Black Country conveyancing solicitor even though they are not on the mortgage company list of approved lawyers?

You will need to use a solicitor to complete the legal work required when you need a loan to buy your property. The solicitor will conduct all the essential due diligence on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. You can instruct a Birmingham and the Black Country lawyer of your choosing. However, where the lawyer appointed is not a member of the mortgage company solicitor panel supplemental costs will be levied as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so provided your lawyer has not historically applied for membership they should do so.

As a novice what is the most important number one tip you can impart concerning purchase conveyancing in Birmingham and the Black Country?

You may not hear this from too many lawyers but conveyancing in Birmingham and the Black Country and elsewhere in Birmingham is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and other parties involved in the home moving process. For example, the vendor, estate agent and on occasion the bank. Appointing a lawyer for your conveyancing in Birmingham and the Black Country should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the legal process whose role it is to protect your legal interests and to protect you.

There is a definite ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your lawyer above all other players when it comes to the legal assignment of property.

I am purchasing a property and the solicitor has referenced Chancel Repair for which the house may be obligated to contribute to because it falls into the area of such a church. He has mentioned insurance. Is this strictly necessary for conveyancing in Birmingham and the Black Country

Unless a previous acquisition of the premises completed post 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Birmingham and the Black Country to remain recommending a chancel search and or chancel repair liability policy.

four months have elapsed since my purchase conveyancing in Birmingham and the Black Country took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

In my capacity as executor for the estate of my uncle I am selling a residence in Cardiff but live in Birmingham and the Black Country. My lawyer (approximately 300 miles awayneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Birmingham and the Black Country to attest and place their company stamp on the document?

Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Birmingham and the Black Country based