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Find a Birmingham and the Black Country Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Birmingham and the Black Country? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Birmingham and the Black Country transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Birmingham and the Black Country conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Birmingham and the Black Country

Can the conveyancing practitioners that are recommend carry out auction conveyancing in Birmingham and the Black Country?

There are a number of auction lawyers we can put you in touch with those conducting auction conveyancing. Birmingham and the Black Country is one of the many areas of where our lawyers have offices.

We see that you have a search directory identifying firms on the Clydesdale conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Birmingham and the Black Country?

We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Birmingham and the Black Country.

is it true that all Birmingham and the Black Country conveyancing solicitors on the UBS conveyancing panel are governed by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the UBS conveyancing panel they would need to be overseen by the SRA. Many lenders do permit licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.

My fiancee and I are in the process of looking at apartments in Birmingham and the Black Country and I am now considering a potential offer. Should I already have a lawyer appointed at this stage? I am planning to take a home loan with HSBC.

You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with HSBC, ask your prospective lawyers if they are on the HSBC conveyancing panel otherwise they can't do the mortgage legal work.

Completion of my purchase has taken place for my property in Birmingham and the Black Country. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

Having had my offer accepted I require leasehold conveyancing in Birmingham and the Black Country. Before I get started I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and almost all are in Birmingham and the Black Country - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Birmingham and the Black Country Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

    Most Birmingham and the Black Country leasehold flats will have a service bill for the upkeep of the building invoiced on behalf of the landlord. If you purchase the flat you will have to pay this contribution, normally in instalments accross the year. This may be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge to be met yearly, ordinarily this is not a significant amount, say approximately £25-£75 but you need to enquire it because on occasion it could be prohibitively expensive. The prefered form of lease structure is a share of the freehold. In this situation the leaseholders benefit from being in charge if their destiny and notwithstanding that a managing agent is often retained if the building is larger than a house conversion, the managing agent retained by the leaseholders. How much is the yearly maintenance fee and ground rent?

When it comes to my conveyancing in Birmingham and the Black Country should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Birmingham and the Black Country conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the lawyer's time in submitting the funds this way.

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