We were just about to exchange contracts for a property in Blakenhall. We encountered a problem. Our mortgage offer with Santander expires on 15/5/2023 but the owners are putting forward a completion date of 17/5/2023. Can one extend the loan expiry date?
The person best placed to address this concern is your lawyer who will determine if he or she is better off negotiating with the bank, owner’s conveyancers, selling agents or conceivably all three based on the circumstances your house move as of today.
Our lender has suggested a law firm on their panel based in Blakenhall but I would rather choose a conveyancing lawyer in Blakenhall or nearer to where I live. Can you help?
Not all Blakenhall conveyancing practices are listed all lender’s conveyancing panel. Do make the most of the above find an approved solicitor tool to choose a Blakenhall conveyancing solicitor on the on the mortgage company panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Blakenhall
There are two types of lawyers who can perform conveyancing in Blakenhall namely licenced conveyancers or solicitors. Both professionals handle conveyancing services that required to complete the sale or purchase of property. Both are duty bound to perform Blakenhall conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that the necessary procedures should be suitably adhered to.
Forgive me if this question is silly but I am wet behind the ears as FTB of a ground floor flat in Blakenhall. Do I receive the keys to the property on completion from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Blakenhall?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and once they have received this, you will be invited to collect the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
Is it the case that all Blakenhall CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing panel?
A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
I decided to have a survey done on a property in Blakenhall in advance of retaining solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will not give a loan on this type of premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Blakenhall. Conveyancing will be smoother if you use a solicitor in Blakenhall especially if they regularly deal with such properties in Blakenhall.
I was informed by my bank that their panel conveyancers work on no completion no charge basis for conveyancing in Blakenhall. My purchase aborted and now the lawyers have requested search fees! They say the fees are seperate!
Blakenhall conveyancing search charges are separate expenses not solicitors costs as these are due to a third party.