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Find a Blakenhall Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Blakenhall? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Blakenhall home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Blakenhall conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Blakenhall

Much to our surprise we have been notified by our broker that my Blakenhall solicitor is not on the lender Conveyancing panel. What can I do to be certain if this is indeed the case?

The sensible course of action for you to take is to contact your Blakenhall conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Blakenhall conveyancing firm that is on the approved list of lawyers for your mortgage company.

I am buying a newly constructed apartment in Blakenhall and my solicitor is advising me that she is duty bound to the mortgage company to disclose incentives from the builder. I am on a tight deadline to exchange and my preference is not to prolong the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

My aunt passed away six months ago and as sole heir and executor I was left the property in Blakenhall. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?

If you intend to refinance then Yorkshire BS will insist on your using a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.

Is it necessary to take out insurance to cover chancel repairs when acquiring a house in Blakenhall?

Unless a prior purchase of the property completed after 12 October 2013 you could take it that solicitors delivering conveyancing in Blakenhall to continue to advocate a chancel search and or chancel repair liability insurance.

I'm purchasing my first flat in Blakenhall with a mortgage from Nottingham Building Society. The developers would not move on the amount so I negotiated £7000 of additionals instead. The property agent told me not inform my lawyer about this side-deal as it will jeopardize my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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