Forgive me if this question is silly but I am wet behind the ears as FTB of a ground floor flat in Blandfordum. Do I receive the keys to the property on completion from my solicitor? If this is the case, I will find a High Street conveyancing solicitor in Blandfordum?
On the day of completion you do not need to attend the conveyancers office in Blandfordum. Conveyancing lawyers for you will transfer the completion advance to the owner’s solicitors, and once they have received this, you will be called to pick up the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I am due to move house in October. Will my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you suggest a removal company in Blandfordum. Conveyancing firm was found before I stumbled across this page.
On the day of completion you will need to pick up the keys from the estate agent but this can only be done when the vendors conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you can advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you find a conveyancing in Blandfordum or a solicitor with expertise in conveyancing in Blandfordum.
I am currently in the process of buying my council flat in Blandfordum. I have a mortgage offer with Yorkshire BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
Should our solicitor be raising enquiries concerning flooding during the conveyancing in Blandfordum.
Flooding is a growing risk for conveyancers carrying out conveyancing in Blandfordum. Plenty of people will purchase a house in Blandfordum, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Solicitors are not best placed to give advice on flood risk, but there are a number of checks that can be undertaken by the buyer or by their lawyers which can give them a better understanding of the risks in Blandfordum. The conventional set of information sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the seller to determine whether the property has historically flooded. In the event that the property has been flooded in past and is not notified by the owner, then a purchaser may issue a compensation claim stemming from an misleading response. A buyer’s solicitors may also conduct an enviro search. This will disclose whether there is any known flood risk. If so, more detailed investigations will need to be carried out.
My wife and I own a terraced Edwardian house in Blandfordum. Conveyancing solicitor represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blandfordum and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing practitioner who conducted the conveyancing.
I am using a search engine for the words on line conveyancing in Blandfordum it shows results of numerous solicitorslocally. How do I determine which is the suitable property lawyer for my move?
The best way of finding the right conveyancer is through a personal referral, so enquire of colleagues and those you trust who have bought a property in Blandfordum or a reputable estate agent or mortgage broker. Fees for conveyancing in Blandfordum differ, so it's sensible to secure a minimum of three quotes from different property lawyers. Make sure that you know that the costs are assured not to rise.
How much will conveyancing in Blandfordum cost?
Almost all Blandfordum conveyancing practices will agree to a standard fee. Where further work becomes necessary during the transaction your lawyer is duty bound to disclose to you in writing of any further costs for such work immediately it becomes obvious. Some work on a no move no fee basis, others will levy an bill for a percentage of the set fee, calculated based on the point at which the matter does not go ahead.
It may be helpful for you to seek a few conveyancers to send you an estimate.