Finally the sale completed on my house in Blandfordum last September but our buyer keeps SMS messaging every few hours to moan that their solicitor needs to hear from mysolicitor. What should have happened now that I have sold?
Following your disposal your solicitor is committed to send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. If applicable, your conveyancer should also confirm that the home loan has been repaid to the buyers conveyancers. There is unlikely to be post completion requirements unique to conveyancing in Blandfordum.
My wife and I have recently appointed a conveyancing solicitor in Blandfordum. I need to find out if they are on the Nationwide Building Society conveyancing panel. Could you advise?
You should e-mail the lawyer and enquire if they can act for the bank. Alternatively please get in touch with Nationwide Building Society who may be able to help.
What is the difference between a licensed conveyancer and conveyancing solicitor in Blandfordum
There are two types of lawyers who can conduct conveyancing in Blandfordum namely CLC regulated conveyancers or solicitors. Both professionals provide the legal services that you need to complete the disposal or purchase of property. Both are duty bound to conduct Blandfordum conveyancing to the same quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that all necessary steps will be correctly attended to.
We have agreed to purchase a house in Blandfordum. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender TSB be concerned?
Given that your lender is TSB your lawyer must check the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease does not meet these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not isolated to Blandfordum.
I have decided to exercise my right to buy my property in Blandfordum off the council. I have a mortgage offer with Nationwide. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
I'm purchasing my first flat in Blandfordum benefiting from help to buy. The developers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not to tell my conveyancer about the side-deal as it may affect my mortgage with Coventry Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it best to instruct a Blandfordum conveyancing solicitor who is local to the property I am buying? An old friend can conduct the conveyancing but they are based over three hundred kilometers away.
The benefit of a local Blandfordum conveyancing firm is that you can pop in to execute paperwork, hand in your ID and pester them where appropriate. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and they were content that should outweigh using an unknown Blandfordum conveyancing lawyer just because they are based in the area.