It is a dozen years since I bought my home in Blandfordum. Conveyancing lawyers have recently been appointed on the sale but I can't track down my title deeds. Is this a major issue?

Don’t worry too much. First the deeds may be retained by the mortgage company or they may still be with the solicitor who handled the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Blandfordum involves registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.

We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel conveyancer as I would much rather instruct a specialised conveyancing solicitor in Blandfordum?

You should check but the the likelihood is that appoint one of their panel lawyers if you accept the "fee-free" offer. Contact the bank and explore if they allow a monetary alternative. Some mortgage companies have previously offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Blandfordum.

I am helping my sister sell her house in Blandfordum. Will the conveyancer order an EPC or it is for me to coordinate?

After the demise of Home Information Packs, energy assessments became a required component of moving house. An energy performance certificate must be commissioned prior to the property being placed on the market. This is not as aspect of the sale process that law firms normally arrange. Where you are using a Blandfordum conveyancing lawyer they may be able to arrange energy assessments given their contacts with reputable Blandfordum accredited person

I am purchasing a end of terrace house in Blandfordum. The intention is to carry out a loft conversion at the house.Will the conveyancing process involve enquiries to determine if these works are prohibited?

Your conveyancer will review the registered title as conveyancing in Blandfordum will on occasion reveal restrictions in the title documents which prohibit certain works or necessitated the consent of another owner. Many works need local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

The formalities of my remortgage has taken place for my property in Blandfordum. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I have been pointed in your direction by numerous property agents in Blandfordum to choose a conveyancer using your seach tool. Is there a financial incentive for Estate Agents to recommend your services over alternative conveyancing organisations?

We don’t offer any commission for pointing buyers and sellers to this site. We found it would be just too difficult a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Expecting to sign contracts shortly on a studio apartment in Blandfordum. Conveyancing lawyers inform me that they are sending me a report next week. What should I be looking out for?

The report on title for your leasehold conveyancing in Blandfordum should include some of the following:

What remedies are open the freeholder should you are in breach of your lease terms? You would want to be sent a copy of the lease Whether the lease restricts you from subletting the property, or working from home Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Do you need to have carpet in the flat or are you allowed wood flooring?

I bought a 1 bedroom flat in Blandfordum, conveyancing formalities finalised in 2006. How much will my lease extension cost? Corresponding properties in Blandfordum with a long lease are worth £265,000. The average or mid-range amount of ground rent is £50 yearly. The lease terminates on 21st October 2101

With only 76 years remaining on your lease we estimate the premium for your lease extension to range between £8,600 and £9,800 plus professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.