We see that you have a post code search directory identifying firms on the Bank of Ireland conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Blandfordum?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Blandfordum.
A colleague advised me that in buying a property in Blandfordum there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?
We are aware of a number of properties in Blandfordum which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Blandfordum should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am selling my flat. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nottingham are being pedantic. The Blandfordum solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our offer on a detached house in Blandfordum has been agreed to, the sellers do however have a connected purchase. The vendors have placed an offer on somewhere, however it’s not yet tied up, and are looking at other apartments booked. I have chosen a local conveyancing solicitor in Blandfordum. What should be my next step? At what stage do I apply for the mortgage with Aldermore?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of one thousand pounds, then survey, Blandfordum conveyancing search charges, etc). First, you must ensure that your property lawyer is on the Aldermore approved list. As to the subsequent stages this very much depends on the specifics of your case, motivation for the property and on the state of the market. In a rising market many purchasers would apply for the mortgage with Aldermore and pay for the valuation and only if it comes back ok would they ask their lawyer to press on with the conveyancing in Blandfordum.
I have been on the look out for a flat up to £245,000 and identified one near me in Blandfordum I like with open areas and railway links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Blandfordum in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a mortgage that many years will likely be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Blandfordum and how can you help?
The 1954 Act affords protection to commercial leaseholders, granting the right to make a request to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Blandfordum is one of our numerous areas of the UK in which the firms we work with are located
I need to find a conveyancing solicitor for remortgage conveyancing in Blandfordum. I have chance upon a web site which looks to be the ideal offering If there is a chance to get all the legals done via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?