I am buying a ground floor flat in Bournville. My Conveyancer has never been on on the lender approved panel. Can I still retain my Bournville conveyancing solicitor even though they are not on the lender panel?
You have a couple of choices open to you here
- Carry on with your chosen Bournville conveyancer but your lender will undoubtedly appoint a property lawyer on their approved list. This will result in additional charges and likely delay.
- Get a new property lawyer to act in the purchase, making sure they are on the lender conveyancing panel.
- Convince your conveyancer to do everything possible to get accepted on the mortgage company panel of solicitors
When can the exchange of contracts happen for residential conveyancing in Bournville and do I need to attend the lawyers office?
Where you are near to our conveyancing solicitors in Bournville you are invited in to sign the paperwork. That being said, the lender approved solicitors we recommend supply countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when dealing with you digitally. The executing of the purchase agreement is not the point of no return. Signing on the dotted line simply enables the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Bournville)to be in the office available at the end of the phone to exchange contracts.
My wife and I are purchasing a house in Bournville. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to lenders such as Aldermore, do Bournville property lawyers face a yearly amount to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
The formalities of my purchase has taken place for my property in Bournville. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
My husband and I are 14 days into a residential purchase having been recommend to conveyancers by the local agent to handle our conveyancing in Bournville. I am not happy. Can you you assist me in finding new solicitors?
A solicitor would need to be really poor to suggest changing them. Has the loan offer been issued? If so you will need to inform them of the new contact details and get the offer are issued to the new lawyers. Your new conveyancer needs to be on the mortgage company panel to avoid added charges and delays. That should be your starting point. The find a solicitor tool will help you find a lender approved conveyancer for your home move in Bournville
How do I determine who is the owner of a property in Bournville?
As long as the premises is registered with the Land Registry, and you have requisite details of the address of the premises, you should be able to view details from the the Land Registry of the registered owner for a fee.