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Recently asked questions about conveyancing in Bradmore

Why do I have to pay up front when it comes to conveyancing in Bradmore?

Where you are retaining lawyers for conveyancing in Bradmore your lawyer will request that you place them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. When the deposit is as part of the purchase price then this will be needed shortly in advance of contracts are exchanged. The final balance that is due should be sent to your lawyer shortly before completion.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bradmore. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/10/2021, the requirements read as follows :

How does conveyancing in Bradmore differ for new build properties?

Most buyers of new build property in Bradmore come to us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because house builders in Bradmore tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bradmore or who has acted in the same development.

As co-executor for the will of my aunt I am selling a property in Monmouth but live in Bradmore. My lawyer (approximately 200 kilometers from meneeds me to execute a stat dec before completion. Could you suggest a conveyancing solicitor in Bradmore who can attest this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are located in Bradmore

I am in need of some leasehold conveyancing in Bradmore. Before diving in I would like to find out the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and most are in Bradmore - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Bradmore Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

    The answer will be important as a) areas could result in problems for the building as the communal areas may start to deteriorate if repairs remain unpaid b) if the tenants have a dispute with the managing agents you will need to have all the details Many Bradmore leasehold apartments will be liable to pay a service bill for maintenance of the block invoiced by the freeholder. Where you buy the apartment you will have to meet this liability, normally in instalments during the year. This may be anything from several hundred pounds to thousands of pounds for large purpose-built blocks. In all probability there will be a rentcharge for you to pay yearly, this is usually not a significant sum, say about £50-£100 but you should to enquire it because on occasion it could be prohibitively expensive.

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