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Ready to buy a new home in Brierley Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Brierley Hill conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Brierley Hill

I used Stirling Law several years past for my conveyancing in Brierley Hill. Now, I need my documents but the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Brierley Hill of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

How does conveyancing in Brierley Hill differ for newly converted properties?

Most buyers of new build residence in Brierley Hill approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Brierley Hill usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Brierley Hill or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a house in Brierley Hill prior to appointing lawyers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some lenders may not grant a mortgage on this type of property.

It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brierley Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brierley Hill to see if the conveyancing will be more expensive.

I am looking for a conveyancing solicitor in Brierley Hill for my house move. Is there any facility to check a firm’s record with the legal regulator?

Anyone can see documented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.

I've recently bought a leasehold flat in Brierley Hill. Do I have any liability for service charges relating to a period prior to completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Brierley Hill Leasehold Conveyancing - Sample of Queries before buying

    Are any of leasehold owners in dispute over their service charge payments? Most Brierley Hill leasehold apartments will have a service bill for the upkeep of the block invoiced by the landlord. If you acquire the property you will have to meet this contribution, normally in instalments during the year. This may vary from a couple of hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge for you to pay yearly, this is usually not a large figure, say approximately £25-£75 but you should to check it because on occasion it could be many hundreds of pounds. The best form of lease structure is a share of the freehold. In this arrangement the tenants benefit from being in charge if their destiny and although a managing agent is often employed if the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

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Find out more about how flying freehold can affect your the value of a property.