The lawyer who dealt with my last purchase has sent a quote for £1400 for no completion no fee conveyancing in Brierley Hill. I’m selling a newly refurbished property for £125,000. Is this over the top? Is it in excess of what I should be paying for conveyancing in Brierley Hill?
The estimate does seem marginally overpriced. If you shop around you could get the conveyancing a bit cheaper by perhaps £100 plus VAT. On the other hand, you couldcome to rue opting for an an untested solicitor. Don't forget to be sure that the solicitor can also act for your bank. Do make use of our comparison tool to choose a Brierley Hill conveyancing company on the banks member panel which can often include conveyancing solicitors in Brierley Hill.
My Conveyancer in Brierley Hill is not on the Bank of Scotland Conveyancing Panel. Can I still continue with my prefered solicitor notwithstanding that they are excluded from the Bank of Scotland list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Brierley Hill solicitors but Bank of Scotland will need to instruct a lawyer on their panel. This will result in additional total conveyancing fees as well as result in frustration.
- Get a new lawyer to act in the purchase, not forgetting to check they are Convince your solicitor to do everything within their powers to join the Bank of Scotland conveyancing panel
I am due to exchange contracts on my apartment. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, RBS are being a right pain. The Brierley Hill solicitor who is on the RBS conveyancing panel is recommending indemnity insurance as a solution but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have instructed a Brierley Hill solicitor having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Brierley Hill postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Brierley Hill.
After what feels like an age I have had an offer on a maisonette in Brierley Hill agreed to, but there is a chain. The sellers have offered on a property, however it’s not yet tied up, and have viewings of other properties booked. I have chosen a local conveyancing solicitor in Brierley Hill. What do I do now? When do I get the mortgage application with Santander going?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then survey, Brierley Hill conveyancing search fees, etc). First, you must ensure that your property lawyer is on the Santander approved list. Concerning the subsequent stages this very much dictated by the circumstances of your case, desire for the property and on the state of the market. In a rising market some purchasers would apply for the mortgage with Santander and pay for the valuation and only if it comes back ok would they request their property lawyer to move forward with the conveyancing in Brierley Hill.
A relative suggested that if I am purchasing in Brierley Hill I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Brierley Hill conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Brierley Hill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Brierley Hill Education with plans and statistics, Local Amenities and other useful information concerning Brierley Hill.
Our conveyancing in Brierley Hill is completing this Friday, yet the vendors I am purchasing from wants to move out on the Saturday afternoon. Should I agree to such a idea?
In situations where you are having a mortgage then your solicitor will require that you have vacant possession on Friday - the lender will insist on it.