I just acquired a house at auction in Browns Green. Conveyancing is needed. What are my next steps?

Now that you are for in every practical sense signed on the dotted line you will need to hire the services of a conveyancing lawyer soon as you are facing a tight a fixed date to complete the property. An auction property will ordinarily have a corresponding auction set of papers. This will likely include evidence of title and search results. Where you are dealing with leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor ASAP. You also need to ensure that you have funds in order to complete the transaction on the set completion date.

is it true that all Browns Green solicitors on the RBS conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the RBS approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel and in that case the organisation would be overseen by the CLC.

Clydesdale have agreed my mortgage in principle, my bid on a house in Browns Green has been agreed to, what happens next?

The estate agent will need to know who your solicitors are (ensure that the property lawyers are on the lender’s approved list). Telephone Clydesdale or the financial adviser and finalise any relevant paperwork. Clydesdale will sellect a valuer who will get in contact with the estate agent or owners to schedule a time for the valuation to occur. Once carried out (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Clydesdale will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Browns Green.

I have recentlydiscovered that Action Conveyancing have closed. They carried out my conveyancing in Browns Green for a purchase of a leasehold flat 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Browns Green conveyancing specialists.

Due to the guidance of my in-laws I had a survey completed on a house in Browns Green before retaining solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders tend refuse to give a mortgage on such a property.

It varies from the lender to lender. HSBC has different instructions from Nationwide. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Browns Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Browns Green to see if the conveyancing will be more expensive.

My step-father has recommend that I use his lawyers for conveyancing in Browns Green. Should I find my own property lawyer?

There are no two ways about it the ideal way to find a conveyancing solicitor is to have feedback from friends or family who have used the solicitor that you are considering.

What is the reason for my solicitor requiring a list of items of identification ahead of starting selling or purchasing a property in Browns Green?

Browns Green conveyancing practitioners are duty bound by the Law Society, SRA, HMLR and current AML Regulations to certify that the have verified the identity of their clients. It will also be a requirement of your bank if you are obtaining a mortgage. Furthermore they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, national insurance number and DOB.