I plan on purchasing a ground floor flat in Burscough. My Solicitor is not listed on the mortgage company approved list. Can I still retain my Burscough conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
Various options include
- Carry on with your preferred Burscough lawyer but your bank will undoubtedly retain a conveyancing practitioner on their conveyancing panel. This will result in additional charges and likely delay.
- Appoint a fresh conveyancer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
- Convince your conveyancer to do everything within their powers to get listed on the mortgage company panel of solicitors
Should conveyancers request money on account for my conveyancing in Burscough?
If you are buying a property in Burscough your lawyer will ask you to provide them with funds to cover the search fees. Normally this is asked for to cover the fees of the Local Authority Search. If any down payment is payable against the purchase price then this should be required immediately before contracts are exchanged. Any further balance that is needed should be sent to your lawyer a few days prior to the completion date.
We're in Burscough, FTBs buying with a mortgage (lender is Barclays , and our lawyer is on the Barclays conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Barclays conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I used Arc property Solicitors several years past for my conveyancing in Burscough. I now require my file however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Burscough of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Am I best advised to appoint a Burscough conveyancing practitioner based in the vicinity that I am buying? An old friend can execute the conveyancing however her office is 200miles away.
The benefit of a local Burscough conveyancing firm is that you can visit the firm to sign documents, deliver your ID and pester them if necessary. They will also have local knowledge which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were content that should trump using an unknown Burscough conveyancing solicitor just because they are local.