I am hoping to receive a mortgage with Santander. I intend to employ the services of a Licensed Conveyancer in Calcot and Tilehurst. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am about to put a bid on a leasehold flat in Calcot and Tilehurst. The property agents assure me that it is normal for flats in Calcot and Tilehurst to have less than 75 years left on the lease. I am expecting a loan with Virgin. Is this going to be acceptable if the lease has 70 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/4/2019 the requirements read as follows :
I decided to have a survey carried out on a property in Calcot and Tilehurst ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some lenders may not give a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Calcot and Tilehurst. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I be concerned about brokers that I am dealing with are suggesting a web based conveyancing firm rather than a High Street Calcot and Tilehurst conveyancing practice?
As is the case with many professional services, often recommendations from relatives can be most helpful. Yet there are numerous players in a conveyancing deal; estate agents, mortgage brokers and lenders may put forward lawyers to instruct. Sometimes the solicitors might be known to one of the organisations as being good in their field, but occasionally there may be a commercial relationship behind the endorsement. You are free to choose your own conveyancer. However, bear in mind that many banks have an approved list of law firms you are obliged to use for the lender related work in your conveyancing.
In my capacity as executor for the estate of my uncle I am selling a house in Neath but live in Calcot and Tilehurst. My lawyer (approximately 235 kilometers awayneeds me to execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Calcot and Tilehurst who can attest and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Calcot and Tilehurst