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Find a Calcot and Tilehurst Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Calcot and Tilehurst? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Calcot and Tilehurst conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Calcot and Tilehurst conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Calcot and Tilehurst

About to place an offer on a leasehold flat in Calcot and Tilehurst. The selling agents say that it is standard for flats in Calcot and Tilehurst to have less than 75 years left on the lease. I am obtaining a mortgage with Bank of Ireland. Is this going to be a problem if the lease has 69 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/11/2022 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

I am looking for a flat up to £305k and identified one near me in Calcot and Tilehurst I like with amenity areas and transport links nearby, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Calcot and Tilehurst in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

How does the Landlord & Tenant Act 1954 affect my business property in Calcot and Tilehurst and how can you help?

The particular law that you refer to affords protection to commercial tenants, giving them the legal entitlement to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Calcot and Tilehurst

In sourcing the web for the term conveyancing in Calcot and Tilehurst it shows results of many solicitorsin the vicinity. With so much choice what is the best way to find the suitable solicitor for the sale of my house?

The ideal method of seeking the right conveyancer is via trusted testimonial, so seek the guidance of friends and relatives who have bought a property in Calcot and Tilehurst or a local estate agent or financial adviser. Costs for conveyancing in Calcot and Tilehurst differ, so it's advisable to obtain a minimum of four costs illustrations from different law firms. Make sure that you clarify that the fees are fixed.

I have recently had an offer accepted on an apartment in Calcot and Tilehurst and the estate agent that we are using suggested his conveyancer. She quoted £1000 plus VAT and disbursements. Does this sound steep?

You should not rely on 1 quote. You should seek like-for-like quotes for your conveyancing in Calcot and Tilehurst. Then choose one that you are comfortable with and just as important, is on the approved panel of the mortgage company that you have applied for a mortgage from.

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