I can't travel far from Castleton. Can you please spell out why all Castleton solicitors aren't included on all bank panels?
Banks highlight the fact that solicitor-led fraud is considered to be responsible for millions of pounds of fraud every year.The removal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its conclusions included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. This led to mortgage companies removing less reputable firms from their official list of approved conveyancers .
Please explain the implications if my solicitor is expelled from the Virgin Money Conveyancing panel ahead of completing my conveyancing in Castleton?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Have completed on a a detached house in Castleton , What is the estimated time for the Land Registry to record my ownership? My Castleton conveyancing solicitor works at snail pace, so I want to check the registration is concluded.
As far as conveyancing in Castleton registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can adjust subject to who lodges the application, whether there are errors and if the Land registry need to notify any other parties. Currently in the region of 80% of such applications are completed within 12 days but occasionally there can be longer hold-ups. Historically registration takes place once the buyer is living at the premises thus 'speed' is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your lawyers can contact the land registry and explain the circumstances.
Are there any apps to help search for a Castleton solicitor on the Godiva Mortgages Ltd conveyancing panel? I have wheels and am prepared to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please choose the mortgage company and your location and you will see a number of Castleton conveyancing lawyers located nearest you. We have listed some Castleton conveyancing firms at the bottom of this page and you can call them to check whether they are on the Godiva Mortgages Ltd panel
In my capacity as executor for the estate of my father I am selling a residence in Swansea but live in Castleton. My solicitor (approximately 300 kilometers awayrequires that I execute a stat dec prior to completion. Could you suggest a conveyancing practitioner in Castleton who can witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Castleton based