I am hoping to receive a offer of a home loan from Halifax. My intention is to use a Licensed Conveyancer in Cathays. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am the registered owner of a freehold house in Cathays but still charged rent, why is this and what is this?
It is rare for properties in Cathays and has limited impact for conveyancing in Cathays but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
I am buying a new build flat in Cathays. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Cathays
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Given that I am about to part with £400,000 on a garden flat in Cathays I wish to have a conversation with the lawyer regarding thetransaction ahead of instructing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your conveyancing in Cathays.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in Cathays should be the amount on the final invoice that you end up paying.
My partner has encouraged me to appoint his conveyancers in Cathays. Should I find my own property lawyer?
No doubt it’s preferable to find a conveyancing solicitor is to get guidance from friends or family who have actually previously instructed the solicitor you're contemplating using.