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Find a Cathays Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cathays? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cathays conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cathays conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cathays

My husband and I are approaching an exchange on a property in Cathays and my parents have sent the 10% deposit to my solicitor. I am now told that as the deposit has not come from me my conveyancer needs to make a notification to my mortgage company. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I advised the bank concerning my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

Your property lawyer is duty bound to check with mortgage company to ensure that they know that the balance of the purchase price is not from your own funds. The solicitor can only report this to your lender if you agree, failing which, your lawyer must cease to continue acting.

My wife and I purchasing a detached bungalow in Cathays. Our aim is to carry out an extension to the side at the property.Will legal conveyancing on the property involve checks to ascertain if these alterations are allowed?

Your conveyancer should check the registered title as conveyancing in Cathays will sometimes identify restrictions in the title documents which prevent categories of alterations or necessitated the consent of a 3rd party. Some additions need local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.

When it comes to lenders such as Co-operative, do Cathays property lawyers have to pay a yearly amount to be on the conveyancing panel?

We are not aware of any mortgage company fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

I am purchasing a property in Cathays. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?

As your lender is Nationwide your lawyer must follow the formal instructions contained in Section 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Nationwide where a lease does not comply with these conditions. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Cathays.

What can a local search inform me about the property my wife and I buying in Cathays?

Cathays conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company for instance Onsearch The local search plays an important part in most Cathays conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

The estate agent has sent us the confirmation of our purchase of a new build flat in Cathays. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Cathays

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I need to find a conveyancing solicitor for some conveyancing in Cathays. I have chance upon a site which seems to have the ideal answer If there is a chance to get all formalities done via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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