My partner and I intend to remortgage our flat in Cathays with Aldermore. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is repossessed. I have two questions (1) Is this form unique to the Aldermore conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?

First, rest assured that your Aldermore conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Aldermore. This is solely used to protect Aldermore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Aldermore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Do the Building Society Association intend to launch a search tool with a view to to identify practices on the Coventry BS conveyancing panel for instance in Cathays?

We have not been informed any intention on the part of the BSA to promote such a search facility.

What does commercial conveyancing in Cathays cover?

Cathays conveyancing for business premises incorporates a wide array of guidance, given by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

I have just started marketing my 2 bed apartment in Cathays. Conveyancing solicitors are to be appointed soon, but I have recently had a half-yearly maintenance charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should pay the service charge as you normally would because all ground rent and maintenance payments will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Cathays Conveyancing for Leasehold Flats - A selection of Questions you should consider before buying

Does the lease contain onerous restrictions? Is the freehold owned jointly by the tenants? This question is useful as a) areas could result in problems in the building as the communal areas may begin to deteriorate if repairs remain unpaid b) if the leasehold owners have a dispute with the running of the building you will want to have full disclosure

I am purchasing a leasehold maisonette in Cathays. Conveyancing estimates are averaging around £two thousand. Is that reasonable?

The average fee in 2014 for conveyancing in Cathays was £1,500 not including Land Tax and HM Land Registry fees.