I sincerely hope you can assist me. My Catterick Garrison conveyancer is assuring me that he has toapply for Catterick Garrison conveyancing searches asthe firm are on the Lloydsconveyancing panel. Do I not have any say here?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Catterick Garrison conveyancing searches.
How up to date is your database of Catterick Garrison solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?
Catterick Garrison conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
Are there restrictive covenants that are commonly identified as part of conveyancing in Catterick Garrison?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Catterick Garrison. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a property in Catterick Garrison ahead of appointing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will not issue a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Catterick Garrison. Conveyancing will be smoother if you use a solicitor in Catterick Garrison especially if they regularly deal with such properties in Catterick Garrison.
Given that I will soon part with over three hundred thousand on a two bedroom apartment in Catterick Garrison I wish to talk to a lawyer concerning theconveyancing ahead of giving the go ahead to the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your conveyancing in Catterick Garrison.There is no ‘factory style conveyancing’ - each client is an important person, not a matter number. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Catterick Garrison should be the figure that you end up paying.