Find a Chelsfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chelsfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chelsfield home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chelsfield conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Chelsfield

There are a variety of conveyancing solicitors in Chelsfield but how do I know who I should use?

Do not opt for the cheapest Chelsfield conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

We are getting a further advance on our home loan from Nationwide as we want to conduct renovations to our house in Chelsfield. Do we need to appoint a bricks and mortar Chelsfield solicitor on the Nationwide conveyancing panel to deal with the paperwork?

Nationwide would not normally instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide list.

We have agreed to purchase a house in Chelsfield. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?

Given that your lender is Aldermore your lawyer must check the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and solicitors are required to report to Aldermore where a lease does not comply with these requirements. The conditions relate to the installation of panels on properties countrywide and is not restricted to Chelsfield.

I opted to have a survey completed on a property in Chelsfield before retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks will refuse to give a loan on a flying freehold premises.

It varies from the lender to lender. Santander has different instructions for example to Halifax. If you call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chelsfield. Conveyancing will be smoother if you use a solicitor in Chelsfield especially if they are acquainted with such properties in Chelsfield.

Given that I will soon part with hundreds of thousands of pounds on a garden flat in Chelsfield I wish to talk to a lawyer regarding theconveyancing ahead of giving the go ahead to the firm. Can this be arranged?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the conveyancer due to be carrying out your conveyancing in Chelsfield.There is no ‘factory style conveyancing’ - every client is unique person, not a matter number. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in Chelsfield should be the amount on the final invoice that you are charged.

In scouring the world wide web for the phrase conveyancing in Chelsfield it brings up many solicitorslocally. How do I determine which is the suitable property lawyer for purchase transaction?

The best way of finding a suitable conveyancer is via trusted referral, so seek the counsel of colleagues and family who have acquired a property in Chelsfield or a respected estate agent or mortgage broker. Costs for conveyancing in Chelsfield differ, so it's sensible to obtain a minimum of four quotes from varying types of property lawyers. Be sure to secure confirmation that the charges are assured not to rise.

My wife and I purchased a leasehold flat in Chelsfield. Conveyancing and Godiva Mortgages Ltd mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Chelsfield who previously acted has long since retired. Do I pay?

First make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. There is no need to instruct a Chelsfield conveyancing lawyer to do this as it can be done on-line for £3. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

After months of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Chelsfield. Can we issue an application to the Residential Property Tribunal Service?

in cases where there is a absentee landlord or where there is disagreement about what the lease extension should cost, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to determine the price.

An example of a Lease Extension case for a Chelsfield property is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The unexpired lease term was 50.57 years.

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Find out more about how flying freehold can affect your the value of a property.