My financial adviser has requested my Chepstow solicitor’s panel reference for the Santander conveyancing panel. How do I find this out. I have called my local Chepstow branch but they have not responded to me.
You are best placed to get this information from your Chepstow solicitor . They maintain a central record lender panel numbers.
The Chepstow conveyancing solicitors that I appointed last week on my house acquisition in Chepstow have without warning shut down. I only went with them because I needed a firm on the Leeds Building Society conveyancing panel and my previous Chepstow lawyer was not. I gave my credit card details for them to take £195 for searches. What do I do now?
If you have an estate agent involved then inform them immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Leeds Building Society conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.
The deeds to my property can not be found. The lawyers who dealt with the conveyancing in Chepstow 5 years ago no longer exist. Will I be able to sell the house?
Assuming the title is registered the information relating to your ownership will be documented by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, locate your house and obtain up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I am buying a new build flat in Chepstow. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Chepstow
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I need to find a conveyancing solicitor for leasehold conveyancing in Chepstow. I happened to land on a web site which looks to be the ideal solution If there is a chance to get all the legals completed via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?