The deeds to our home are lost. The conveyancers who conducted the conveyancing in Cottenham Park 4 years ago have long since closed. What are my options?
Nowadays there are copies made of almost everything, and your conveyancer should know precisely where to find all the suitable documentation so you may buy or dispose of your property without a hitch. Where copies are not available, your conveyancer may be able to put in place insurance or indemnities protecting you against possible claims on the property.
I opted to have a survey done on a house in Cottenham Park before instructing lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some banks will not issue a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cottenham Park. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been pointed in your direction by a number of estate agents in Cottenham Park to choose a property lawyer on your site. Is there a financial incentive for Estate Agents to market your site ahead of alternative conveyancing organisations?
We don’t offer any referral fee for sending work our way. We thought it would be too underhand to pay a commission as a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
I need to retain a conveyancing solicitor for my conveyancing in Cottenham Park. I happened to stumble upon a site which looks to be the perfect solution If it is possible to get all formalities done via web that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Why can I not complete our conveyancing in Cottenham Park on Good Friday?
Because on completion the funds will pass between the banks of the buyer and owner’s property lawyer and at present this can only happen on a working day. It is not possible to complete on a weekend either.