We are purchasing a house and require a conveyancing solicitor in Coulsdon who is on the Santander conveyancing panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Coulsdon.

I had intended to instruct a conveyancing solicitor in Coulsdon for our home move. Our financial adviser informed us that our mortgage lenders Barclays Direct won't deal with them. Why is this not regarded as unduly restrictive?

Before the recession most mortgage companies had an appetite for risk which was higher than today. Almost all Coulsdon conveyancing firms would have been on most mortgage company panels. The FSA in 2010 conducted a thematic review into mortgage fraud which come to the conclusion: know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more information from law firms concerning their operations and the individuals who work for them as well as set certain criteria such a completing on a minimum amount of conveyancing. Many Coulsdon conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Coulsdon is amongst the thousands of locations where the solicitors showing on our search results are members of the panel for Barclays Direct.

It has been three months since my purchase conveyancing in Coulsdon took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Having spent years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Coulsdon. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Most definitely. We are happy to put you in touch with a Coulsdon conveyancing firm who can help.

An example of a Freehold Enfranchisement decision for a Coulsdon residence is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case affected 3 flats. The unexpired term as at the valuation date was 75 years.

What makes a Coulsdon lease unacceptable for security purposes?

There is nothing unique about leasehold conveyancing in Coulsdon. Most leases are individual and drafting errors can result in certain clauses are erroneous. For example, if your lease is missing any of the following, it could be defective:

A provision to repair to or maintain parts of the building

A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Accord Mortgages Ltd, Barnsley Building Society, and Britannia all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to pull out.

I require the services of a bank panel solicitor in Coulsdon. Can you assist?

Unfortunately it’s not apparent why you need a Coulsdon panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Coulsdon are on their panel . If you do find such a firm in Coulsdon not listed please direct them to our site to list. After all the cost is only one £1 a month