Find a Coulsdon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Coulsdon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Coulsdon transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Coulsdon conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Coulsdon

Do lawyers ask for money up-front for conveyancing in Coulsdon?

If you are buying a property in Coulsdon your solicitor will request that you to provide them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. If any deposit is as part of the purchase price then this will be asked for immediately prior to contracts are exchanged. The final balance that is needed will be payable a couple of days prior to the completion date.

I am helping my mother sell her house in Coulsdon. Does the conveyancing solicitor order the energy performance certificate or should I organise this?

Following the demise of Home Information Packs, energy performance certificates was maintained a compulsory element of selling a house. An EPC should be to hand prior to the property being put on the market. This is not something that lawyers normally arrange. Where you are instructing a Coulsdon conveyancing solicitor they may be able to arrange energy performance certificates due to their contacts with long established Coulsdon energy assessors

When it comes to lenders such as Nottingham, do Coulsdon lawyers have to pay a yearly amount to be on the list of approved solicitors?

We are unaware of any bank fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

I am expecting a OIP from Nationwide this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Coulsdon solicitors on the Nationwide conveyancing panel, or is it better to go independently?

You will need to appoint Coulsdon solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Coulsdon is the location of the property. Can you offer any opinion?

Flying freeholds in Coulsdon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Coulsdon you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Coulsdon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I better off to use a Coulsdon conveyancing practitioner in close proximity to the house I am hoping to buy? An old friend can conduct the legal formalities however they are based 400kilometers away.

The primary upside of using a high street Coulsdon conveyancing practice is that you can attend the office to sign documents, deliver your ID and pester them if necessary. They will also have local intelligence which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and the majority were happy that should surpass using an unknown Coulsdon conveyancing lawyer solely due to them being based in the area.

My conveyancing in Coulsdon is set to complete next Friday, yet the vendors I am purchasing from wishes to move out 24 hours later at at 2pm. Do I agree to this?

Where you are having a loan then your solicitor will demand that you have vacant possession on Friday - the lending institution will require it.

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Find out more about how flying freehold can affect your the value of a property.