It is a dozen years since I purchased my property in Cradley Heath. Conveyancing lawyers have recently been retained on the sale but I am unable to find my deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be retained by the lender or they may be archived with the lawyers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Cradley Heath relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
I am buying a property and need a conveyancing solicitor in Cradley Heath who is on the Barclays conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays in certain locations such as Cradley Heath. We dont recommend any particular firm.
After much negotiation I have agreed a price on an apartment in Cradley Heath. My mortgage broker suggested a property lawyer. I paid an advanced payment of £175. A few days later, the solicitor called me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my flat. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being difficult. The Cradley Heath solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a Cradley Heath property lawyer having made sure that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cradley Heath surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am looking into buying my first house which is in Cradley Heath and I am already nervous. I couldn't find anything specific about Cradley Heath. Conveyancing will be needed in due course but do you know about the Cradley Heath area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Cradley Heath. In the meantime here are some basic statistics that we found
My husband and I are one month into a leasehold purchase having been referred to a firm by the high street agent to execute conveyancing in Cradley Heath. I am am starting to be frustrated with the quality of service. Can you you assist me in finding new conveyancers?
They would have to be very poor to suggest replacing them. Has the loan offer been generated? If so you must make them aware of the replacement lawyer and ensure the offer are re-issued. Your new solicitor ideally should be on the banks panel to avoid supplemental charges and delays. So that should be your starting point. Our search tool will help you find a bank approved solicitor for your home move in Cradley Heath