My partner’s uncle is a conveyancer. I suspect that I will be offered preferential fee for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Dickens Heath?
It’s a good idea to request 3 or more like-for-like conveyancing estimates. Do use our search tool on this page. You will notice that amounts do be different but service levels do differ between conveyancers as is true with most professions.
My grandmother passed away last year and as sole heir and executor I was left the house in Dickens Heath. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?
Where you intend to refinance then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
I need some quick conveyancing in Dickens Heath as I am faced with an ultimatum to exchange contracts in less than 2 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
As you are not taking a home loan you have the choice not to have searches carried out although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Dickens Heath the following are instances of issues that can be revealed and adversely affect the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...
I'm buying my first flat in Dickens Heath with a mortgage from Santander. The builders would not move on the amount so I negotiated £7000 of additionals instead. The property agent advised me not disclose to my conveyancer about this side-deal as it could affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My brother has encouraged me to instruct his conveyancing solicitors in Dickens Heath. Should I use them?
No doubt the ideal way to select a conveyancing solicitor is to seek guidance from friends or relatives who have actually used the firm you're are thinking of instructing.