Our bank has recommended solicitors on their panel based in Dickens Heath but I would rather use a conveyancing lawyer in Dickens Heath or nearer to where I live. Can you assist?

Not all Dickens Heath conveyancing firms are approved and listed on all lender’s conveyancing panel. Please make the most of the above find an approved solicitor tool to choose a Dickens Heath conveyancing conveyancer on the on the bank panel.

I have justbecome aware that Arc property Solicitors have been shut down. They conducted my conveyancing in Dickens Heath for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the previous owner?

The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Dickens Heath conveyancing specialists.

I decided to have a survey completed on a house in Dickens Heath prior to appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies tend not grant a loan on a flying freehold house.

It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dickens Heath. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Dickens Heath to see if the conveyancing costs will increase in light of this.

What makes a Dickens Heath lease unacceptable for security purposes?

There is nothing unique about leasehold conveyancing in Dickens Heath. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain sections are wrong. For example, if your lease is missing any of the following, it could be defective:

Repairing obligations to or maintain elements of the premises Service charge per centages that don't add up correctly leaving a shortfall

You may encounter difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Accord Mortgages Ltd, Leeds Building Society, and Aldermore all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the purchaser to pull out.

Dickens Heath Leasehold Conveyancing - Sample of Queries Prior to Purchasing

What is the name of the managing agents? What is the yearly service fee and ground rent? What prohibitions are contained in the Dickens Heath Lease?

What is the difference between surveying and conveyancing in Dickens Heath?

Conveyancing - in Dickens Heath or elsewhere - is the process of legally transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to fix the problems prior to you move in.