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Find a Dickens Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Dickens Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Dickens Heath transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Dickens Heath

I need some quick conveyancing in Dickens Heath as I have a deadline to exchange contracts in less than 3 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?

If.Given you are not getting a home loan you have the choice not to have searches conducted although no law firm would suggest that you don't. With lots of history conveyancing in Dickens Heath the following are examples of what can be revealed and adversely affect future mortgageability: Enforcement Notices, Overdue Fees, Overdue Grants, Road Schemes,...

How does conveyancing in Dickens Heath differ for newly converted properties?

Most buyers of new build premises in Dickens Heath approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Dickens Heath typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Dickens Heath or who has acted in the same development.

I am looking for a ground for flat up to £305k and identified one round the corner in Dickens Heath I like with open areas and station in the vicinity, however it only has 61 years on the lease. There is not much else in Dickens Heath for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

What does commercial conveyancing in Dickens Heath cover?

Non domestic conveyancing in Dickens Heath incorporates a wide range of services, given by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

Estate agents have just been given the go-ahead to market my ground floor flat in Dickens Heath. Conveyancing has not commenced, but I have just had a half-yearly service charge demand – should I leave it to the buyer to sort out?

It best that you clear the invoice as usual because all ground rent and maintenance invoices should be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Dickens Heath - Sample of Queries before buying

    You should be aware if it is no more than eighty years it will impact the value of the flat. Check with your mortgage company that they are content with remaining years on the lease. A short lease means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this would cost. Remember, in most cases you will be required to have owned the residence for a couple of years before you are legally able to extend the lease. How much is the ground rent and service charge?

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