We are looking to buy a house and need a conveyancing solicitor in Dulas and Nebo who is on the TSB conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Dulas and Nebo.
My Solicitor in Dulas and Nebo is not on the The Royal Bank of Scotland Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the The Royal Bank of Scotland panel?
The limited options open to you here include:
- Carry on with your preferred Dulas and Nebo solicitors but The Royal Bank of Scotland will need to instruct a solicitor on their list of acceptable firms. This will result in additional overall conveyancing fees as well as result in delays.
- Get an alternative lawyer to act in the conveyancing, remembering to check they are The Royal Bank of Scotland approved.
- Persuade your The Royal Bank of Scotland based solicitor to try to join the The Royal Bank of Scotland panel
How does conveyancing in Dulas and Nebo differ for new build properties?
Most buyers of new build residence in Dulas and Nebo contact us having been asked by the seller to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in Dulas and Nebo tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Dulas and Nebo or who has acted in the same development.
Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Dulas and Nebo I like with a park and station in the vicinity, however it only has 51 remaining years left on the lease. There is not much else in Dulas and Nebo suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage that many years may be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
I pay a maintenance fee for my ground floor flat in Dulas and Nebo. Due to redundancy and other issues I fell behind with remittance. I negotiated a settlement plan but there is still a couple of remaining to be paid.
I now wish to sell and I am panicking this may hold me back if I have to pay off the arrears in advance. Do I have to settle before - is this viable?
You should clarify with the conveyancer handling your Dulas and Nebo conveyancing but one option might be to agree for the outstanding amount to be passed to the purchasers. The final price payable would be adjusted to reflect the amount of debt they take on. They could then deal with the outstanding monies once they are the owners.