Find a Epping Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Epping? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Epping conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Epping conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Epping

Am I correct in assuming that the fact that my solicitor in Epping is not listed on my mortgage company's solicitor panel that there is a problem with the quality of her conveyancing?

That is most likely an incorrect assumption to make. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Epping conveyancing firm and enquire why they are no longer on the approved list for your mortgage company.

Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Epping. Do I collect the keys to the premises on the completion date from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Epping?

On the day of completion you will not be required to go to the conveyancers office in Epping. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to pick up the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.

We are getting a further advance on our home loan from Aldermore as we intend to carry out improvements to our property in Epping. Do we need to select a bricks and mortar Epping solicitor on the Aldermore conveyancing panel to handle the legals?

Aldermore would not normally appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore list.

We expect to receive a OIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Epping solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?

You will need to appoint Epping solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.

My business partner and I are wishing to lease a unit on the high street. Can you recommend lawyers offering fixed charges for commercial conveyancing in Epping for below £1,200?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Epping, including the disposal and acquisition of businesses as well as simply property. If you are hoping to acquire or lease a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right firm. Regarding the charges this will depend on the structure and terms of the proposed transaction. Please provide us with your details or telephone so as to enable us to furnish you with a fixed commercial conveyancing calculation.

Am I better off to appoint a Epping conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can carry out the legal work however her office is 400miles away.

The primary upside of using a high street Epping conveyancing firm is that you can pop in to execute paperwork, deliver your ID and apply pressure on them if necessary. They will also have local intelligence which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and in the main were content that must outweigh using an unfamiliar Epping conveyancing lawyer just because they are based in the area.

What are the frequently found defects that you come across in leases for Epping properties?

Leasehold conveyancing in Epping is not unique. All leases are individual and legal mistakes in the legal wording can sometimes mean that certain provisions are not included. The following missing provisions could result in a defective lease:

    A duty to insure the building

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Halifax, Leeds Building Society, and Aldermore all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to pull out.

Epping Leasehold Conveyancing - Sample of Queries before Purchasing

    It is important to be aware if a new roof is being installed or some other significant cost is pending to be shared amongst the leaseholders and may well materially increase the the service fees or require a one off invoice. The answer will be important as a) areas can cause problems in the building as the common areas may begin to deteriorate where repairs remain unpaid b) if the leasehold owners have a dispute with the managing agents you will want to know about it What restrictions are there in the Epping Lease?

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