We are buying a house and need a conveyancing solicitor in Exmoor who is on the Yorkshire BS solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Exmoor.
We wanted to use a conveyancing solicitor in Exmoor for our house move. Our financial adviser informed us that our mortgage company Barclays Direct won't deal with them. Why is this not regarded as unfair competition?
Banks tend to imposes restrictions either the type or the number of conveyancing firms on their approved list of lawyers. A common example of such criteria being that a law practice must have two or more partners. As well as restricting the type of firm, some have reduced the amount of solicitor practices they allow to represent them. You should note that Barclays Direct have no responsibility for the quality of advice provided by any member of Barclays Direct Conveyancer Panel. Mortgage fraud was a key driver in the reduction of conveyancing panels a few years ago even though there remains differing views regarding the level of solicitor engagement in some of that fraud. Figures from the Land Registry reveal that thousands of law firms, including some in or near Exmoor only execute one or two conveyances a year.
I am planning to move house in May. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you recommend a removal company in Exmoor. Conveyancing firm was found before I stumbled across this site.
On the afternoon of completion you can collect the keys from the estate agent however this should only be done once the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. After that you will need to tell the removal company that they can start moving you in. We do not recommend a particular removal company but can assist you in locating a residential property solicitor in Exmoor or a firm with expertise in conveyancing in Exmoor.
We were going to get a AIP from TSB this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Exmoor solicitors on the TSB conveyancing panel, or is it better to go independently?
You will need to appoint Exmoor solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I am currently in the process of buying my council flat in Exmoor. I have a mortgage offer with Yorkshire BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
three months have gone by since my purchase conveyancing in Exmoor completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Exmoor is where the house is located. Is there any advice you can impart?
Flying freeholds in Exmoor are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Exmoor you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Exmoor may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.