What is the difference between a licensed conveyancer and conveyancing solicitor in Finsbury Park

Two types of professional can carry out conveyancing in Finsbury Park namely CLC regulated conveyancers or solicitors. Both professionals handle the legal services that required to complete the disposal or purchase of property. Both are required to conduct Finsbury Park conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be professionally conducted and that all requirements and procedures should be correctly taken.

Is it the case that all Finsbury Park CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?

It is true that some lenders now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.

I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, UBS are being problematic. The Finsbury Park solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial property in Finsbury Park?

Many commercial conveyancing solicitors in Finsbury Park will execute a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Finsbury Park. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Finsbury Park.

For every commercial conveyancing transaction in Finsbury Park it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Finsbury Park commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Finsbury Park.

My wife and I purchased a semi-detached Georgian property in Finsbury Park. Conveyancing practitioner acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Finsbury Park and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who completed the work.

Due to exchange soon on a studio apartment in Finsbury Park. Conveyancing lawyers assured me that they will have a report out to me on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Finsbury Park should include some of the following:

You should be sent a copy of the lease Additions to the property Defining your rights in respect of the communal areas in the building.For instance, does the lease provide for a right of way over a path or staircase? Do you need to have carpet in the flat or are you allowed wood flooring?

I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Finsbury Park conveyancing firm to help?

if there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to decide the price.

An example of a Freehold Enfranchisement decision for a Finsbury Park property is 51 Lorne Road in November 2009. The price Payable as decided by the tribunal for the freehold reversion was £27,000. The valuation follows the order of the County Court made on 3 April 2008 granting a vesting order. This case related to 1 flat. The unexpired residue of the current lease was 71 years.

My cousin is buying a ground floor flat in Finsbury Park. He was given a quote by the property lawyer recommended by the selling agents and it came to £1245 . It was 9 years ago since I sold and purchased a house and it cost was £600. Have costs really gone up that much?

What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for instance Finsbury Park searches, land registry fees, etc)