lenderpanel

Find a Four Oaks Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Four Oaks? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Four Oaks conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Four Oaks conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Four Oaks

I have given 8 weeks notice to my existing landlord and must be out of my rented property in Four Oaks by the end of next month. Conveyancing on my purchase has just started. How realistic is it to complete in 4 weeks as I wish to avoid having to find temporary accommodation?

The normal practice is not to serve notice for your lease unless your lawyer suggests that you should. If you have not previously done so, speak to your lawyer and urge them to they chase the other lawyers, try to a target completion date that all parties will aim towards

Do banks and building societies provide you with an approved list of Four Oaks conveyancing solicitors? How do you know who is on the Nottingham conveyancing panel?

Four Oaks conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.

We wanted to use a property lawyer in Four Oaks for our home move. Our broker informed us that our mortgage company Coventry Building Society won't deal with them. Surely this is unfair competition?

Before the recession most banks had an appetite for risk which was higher than today. Almost all Four Oaks conveyancing firms would have been on many mortgage company panels. The financial services regulator in 2010 conducted a thematic investigation into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms about their operations and their employees and set certain criteria such a completing on a minimum volume of transactions. Many Four Oaks conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Four Oaks is amongst the numerous locations where the lawyers showing on our search results are members of the panel for Coventry Building Society.

We are buying a end of terrace house in Four Oaks. The intention is to convert the garage to an office at the house.Will the conveyancing process involve checks to determine if these alterations are allowed?

Your solicitor should check the registered title as conveyancing in Four Oaks can occasionally identify restrictions in the title documents which restrict certain alterations or need the consent of a 3rd party. Many additions call for local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.

Are all Four Oaks Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved firms?

A selection of lenders now make use of CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.

Is there a list of Aldermore panel solicitors in Four Oaks on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings visible over the internet. If you are looking for a Four Oaks property lawyer on the Aldermore please make the most of our facility.

I am selling our house in Four Oaks and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A high street Four Oaks lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a national conveyancing firm rather than a conveyancing solicitor in Four Oaks. Having lived in Four Oaks for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that there is no issue.

It sounds as though you may have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

Last updated

Find out more about how flying freehold can affect your the value of a property.