My husband and I are purchasing a 2 bedroom flat in Great Barr with a mortgage. We have a Great Barr lawyer, however the lender says he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or keep our Great Barr property lawyer and pay for one of their panel firms to represent them. We feel that this is unjust; can we not insist that the lender use our Great Barr conveyancing practitioner ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Great Barr conveyancing solicitor to apply to be on the conveyancing panel.
Do the conveyancing lawyers via your comparison service handle attended exchange conveyancing in Great Barr?
There are a few conveyancing experts who can conduct personalised exchanges. You should call us to receive a conveyancing quote and details as to availability.
Do the Building Society Association intend to launch a searchable register to list law firms on the Coventry BS conveyancing panel for example in Great Barr?
We are not aware of any plans on the part of the BSA to develop such a search facility.
We are buying a property and the conveyancer has identified Chancel Repair to which the house could be liable because it falls into the area of such a church. He has suggested insurance. Is this strictly required for conveyancing in Great Barr
Unless a prior purchase of the house completed post 12 October 2013 you can take it that lawyers carrying out conveyancing in Great Barr to continue to suggest a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly identified as part of conveyancing in Great Barr?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Great Barr. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’