As someone not used to the Hale End conveyancing process what is your top tip you can give me for the legal transfer of property in Hale End

Not many law firms shout this from the rooftops but conveyancing in Hale End or throughout North East London is an adversarial process. Put another way, when it comes to conveyancing there exists plenty of opportunity for friction between you and other parties involved in the ownership transfer. For instance, the vendor, estate agent and on occasion your lender. Appointing a solicitor for your conveyancing in Hale End should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the legal process whose interest is to look after your best interests and to keep you safe.

On occasion a third party with a vested interest will attempt to persuade you that you should follow their advice. For example, the property agent may claim to be helping by claiming that your solicitor is wrong. Or your financial adviser may advise you to do take action that is contrary to your conveyancers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Should my conveyancer be raising questions concerning flooding during the conveyancing in Hale End.

The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Hale End. There are those who purchase a property in Hale End, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not best placed to impart advice on flood risk, however there are a various checks that may be undertaken by the purchaser or on a buyer’s behalf which should figure out the risks in Hale End. The standard completed inquiry forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the seller to determine whether the property has suffered from flooding. If flooding has previously occurred and is not disclosed by the owner, then a buyer may bring a compensation claim as a result of such an misleading answer. A purchaser’s conveyancers may also order an environmental search. This will indicate whether there is a recorded flood risk. If so, further investigations will need to be made.

I'm buying my first flat in Hale End with a loan from National Westminster Bank. The builders refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not disclose to my lawyer about this side-deal as it may affect my mortgage with National Westminster Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Hale End before appointing solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies tend refuse to grant a loan on a flying freehold house.

It varies from the lender to lender. Santander has different requirements for example to Halifax. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hale End. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hale End to see if the conveyancing costs will increase in light of this.

Is there anything unique about your site and alternative online quote calculators when it comes to conveyancing in Hale End?

At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Hale End. As opposed to estate agents and brokerage sites we do not operate commission deals with solicitors. Some agents and online brokers 'recommend' solicitors who pay the most per referral, rather than the best value conveyancing in Hale End