I sincerely hope you can assist me. My Halesowen conveyancer is advising me that she is duty bound toapply for Halesowen conveyancing searches becausethe firm are on the Virgin Moneyapproved lawyer panel. Do I not have any options here?
You have limited options available to you. Given that you are taking out a loan with a bank your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Halesowen conveyancing searches.
Due to the input of my in-laws I had a survey completed on a property in Halesowen in advance of instructing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor advised that some lenders tend refuse to issue a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Halesowen. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Halesowen to see if the conveyancing will be more expensive.
I am selling my property. My past conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Halesowen if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Halesowen. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My partner has suggested that I appoint his conveyancers in Halesowen. Do I follow his recommendation?
No doubt it’s preferable to choose a conveyancing practitioner is to seek guidance from friends or family who have used the solicitor that you are are thinking of instructing.
Our offer on house in Halesowen has been agreed to, the vendor does however have an associated purchase. The vendors have offered on somewhere, however it’s not been accepted yet, and are looking at other flats booked. I have instructed a nearby conveyancing solicitor in Halesowen. What should be my next step? At what point should I apply for the mortgage with Kent Reliance?
It is standard to have concerns where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then valuation, Halesowen conveyancing search costs, etc). First, you must check that your solicitor is on the Kent Reliance conveyancing panel. Regarding the subsequent stages this very much depends on the uniqueness of your case, desire for the property and on the state of the market. During a hot market the majority of purchasers would apply for the mortgage with Kent Reliance and pay for the valuation and only if it was satisfactory would they ask their solicitor to proceed with searches.