We previously chose conveyancers located in Hall Green on the RBS solicitor approved list. They have just invoiced me an additional amount for the legal aspects of the RBS mortgage. Is this an additional conveyancing fee set by RBS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your conveyancer is entitled to levy a fee for this. The charge is not set by RBS but by your Hall Green conveyancing practitioner. Some firms on the RBS panel will levy an ‘acting for lender’ fee and others do not.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Hall Green conveyancer on the Clydesdale panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Hall Green off the council. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
2 months have elapsed since my purchase conveyancing in Hall Green took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I was advised by a couple of local estate agents in Hall Green to locate a conveyancer using your seach tool. What’s the financial upside for Estate Agents to offer your site rather than a competitor’s?
We don’t make any referral fee for directing people to this site. We found it would be just too difficult to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
We're first time buyers - agreed a price, but the selling agent told us that the vendor will only issue a contract if we appoint the agent's preferred conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a local solicitor accustomed to conveyancing in Hall Green
It is improbable the vendors are behind this. If they desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are ready to go, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you are going to instruct your preferred Hall Green conveyancing firm - rather thanthose that will give their estate agent a referral fee or hit his conveyancing figures set by HQ.
Can I determine who is the owner of a house in Hall Green?
As long as the premises is registered with HMLR, and you have the details of the location of the premises, you will be able to view details from the HMLR of the registered proprietor for a for less than a fiver.