Find a Harborne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Harborne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Harborne transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Harborne conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Harborne

I have a 4 bedroom Georgian property in Harborne. Conveyancing practitioner represented me and Leeds Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Harborne and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing practitioner who conducted the conveyancing.

Due to the input of my in-laws I had a survey completed on a property in Harborne prior to instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks will not grant a loan on such a property.

It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harborne. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Harborne to see if the conveyancing will be more expensive.

I'm refinancing my primary property to a BTL mortgage with Bank of Scotland and I will use the ballance of the raised equity as a deposit on another property. The location we are interested in is Harborne. Will your solicitors be able to act for the two banks and link together the conveyances?

Make use of our search tool on this page to ensure that the lawyers are approved by both banks. Having checked that they are the conveyancer should be able to tie up the two conveyancing matters but you should talk with you lawyer and make apparent your desired outcome and requirements.

I only have 62 years unexpired on my lease in Harborne. I now wish to get lease extension but my landlord is absent. What are my options?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to demonstrate that you have used your best endeavours to track down the landlord. On the whole a specialist would be useful to conduct investigations and to produce an expert document to be used as proof that the freeholder can not be located. It is advisable to get professional help from a property lawyer in relation to devolving into the landlord’s absence and the vesting order request to the County Court overseeing Harborne.

Leasehold Conveyancing in Harborne - Sample of Questions you should ask Prior to buying

    Are any of leasehold owners in dispute over their service charge liability? Does the lease have more than 85 years left? Is anyone aware of any major works anticipated that will likely add a premium to the maintenance fees?

Your search tool is useful but there are many lawyers listed near Harborne being on the mortgage company conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our bank?

We are not in the business of recommending one firm above another as the right Harborne conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Harborne knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..

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Find out more about how flying freehold can affect your the value of a property.