Find a Haverhill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Haverhill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Haverhill transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Haverhill

What is the difference between a licensed conveyancer and conveyancing solicitor in Haverhill

There are many registered licenced Conveyancers in Haverhill and Solicitor firms in Haverhill who can help with your conveyancing It is important to make clear that both are regulated professionals specialising in the legal work in transferring property. They may both also deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

A colleague advised me that in buying a property in Haverhill there may be various restrictions limiting what one can do in terms of external changes to a property. Is this right?

There are anumerous of properties in Haverhill which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Haverhill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We previously chose solicitors with offices in Haverhill on the Barclays solicitor approved list. They have just billed me a further charge for dealing with the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?

As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your property lawyer may levy a fee for this. The charge is not set by Barclays but by your Haverhill conveyancing practitioner. Plenty of firms on the Barclays panel will levy ’dealing with mortgage’ fee but many practices include it on their overall fee.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Haverhill?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Haverhill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

About to purchase a new build apartment in Haverhill. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Haverhill

    Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared.

How do I use your search tool to locate a conveyancing solicitor in Haverhill on the approved list for my bank?

1st choose a bank such as Nationwide Building Society, The Royal Bank of Scotland or Clydesdale then specify your location such as Haverhill. Conveyancing organisations in Haverhill and across England and Wales will then be identified.

I work for a reputable estate agent office in Haverhill where we see a few flat sales put at risk as a result of leases having less than 80 years remaining. I have been given contradictory information from local Haverhill conveyancing solicitors. Could you shed some light as to whether the vendor of a flat can start the lease extension formalities for the buyer?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Haverhill Leasehold Conveyancing - A selection of Queries before buying

    Be sure to enquire if there is anything that is prohibited in the lease. By way of example some leases prohibit pets being permitted in certain buildings in Haverhill. If you love the flatin Haverhill but your dog can’t make the move with you then you have a very difficult choice. The majority of Haverhill leasehold flats will incur a service charge for the upkeep of the building levied by the management company. Should you acquire the apartment you will have to meet this amount, normally in instalments throughout the year. This can vary from two or three hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge for you to pay yearly, normally this is not a exorbitant amount, say approximately £25-£75 but you need to enquire as occasionally it can be many hundreds of pounds. What restrictions exist in the Haverhill Lease?

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