Find a Haverhill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Haverhill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Haverhill home move at risk of delay or failure.

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Recently asked questions about conveyancing in Haverhill

Finally the sale completed on my house in Haverhill last December yet the purchaser is e-mailing me complaining that their solicitor is waiting to hear from myconveyancer. What should have happened now that I have sold?

After completion of your sale your conveyancer should send the transfer documentation and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your lawyer must also send confirmation that the legal charge in favour of the lender has been repaid to the buyers solicitors. There is unlikely to be post completion requirements specific conveyancing in Haverhill.

We previously instructed solicitors locally in Haverhill on the HSBC solicitor panel. They are now charging me a separate amount for handling the HSBC mortgage. Is this a supplemental conveyancing fee specified by HSBC?

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your property lawyer can charge a fee for this. The fee is not dictated by HSBC but by your Haverhill solicitor. Numerous firms on the HSBC panel will charge an ‘acting for lender’ fee and others do not.

How can we tell if a Haverhill conveyancing solicitor on the Yorkshire BS panel is any good?

When it comes to conveyancing in Haverhill seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your conveyancing.

After weeks of negotiation I have agreed a price on an apartment in Haverhill. My mortgage broker suggested a property lawyer. I paid an advanced payment of £150. Soon after, the conveyancing practitioner contacted me to say that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Haverhill is where the house is located. Is there any guidance you can give?

Flying freeholds in Haverhill are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Haverhill you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haverhill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I need to appoint a conveyancing solicitor for residential conveyancing in Haverhill. I have stumble upon a site which appears to be the perfect solution If it is possible to get all the legals done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have just started marketing my 2 bed apartment in Haverhill. Conveyancing lawyers have not yet been instructed, however I have just had a half-yearly service charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should clear the maintenance contribution as normal as all ground rent and maintenance invoices will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I purchased a studio flat in Haverhill, conveyancing formalities finalised December 2000. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Haverhill with a long lease are worth £201,000. The ground rent is £45 levied per year. The lease expires on 21st October 2083

You have 64 years remaining on your lease we estimate the price of your lease extension to range between £14,300 and £16,400 plus legals.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. You should not use the figures in tribunal or court proceedings. There may be additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.

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Find out more about how flying freehold can affect your the value of a property.