I am acquiring a property mortgage free in Hornsey Rise. I have resided for the last 20 years in Hornsey Rise. Conveyancing searches are expensive. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

If you not getting a home loan, then all but one or two of the Hornsey Rise conveyancing searches are optional. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches completed, but he has a professional duty to take that path of guidance. One thing to consider; if you are likely to dispose of the house in the future, it will be of interest to your prospective purchaser what the searches disclose. There are plenty of instances where houses with no practical issues can still show up unfavourable search results. A good conveyancing solicitor in Hornsey Rise should be able to give you some helpful advice concerning this.

I have been told that property searches are the number one cause of stalling in Hornsey Rise house deals. Is this right?

The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Hornsey Rise.

I am looking for a leasehold apartment up to £235,500 and identified one near me in Hornsey Rise I like with amenity areas and transport links nearby, however it only has 49 years on the lease. There is not much else in Hornsey Rise for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

If you require a home loan the remaining unexpired lease term may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.

I need to instruct a conveyancing solicitor for sale conveyancing in Hornsey Rise. I've land on a web site which seems to have the ideal offering If there is a chance to get all the legals done via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

How does one remove a deceased person's name from the title deeds for a property in Hornsey Rise?

Where a Hornsey Rise property is jointly owned and one of the owners dies, their name will not automatically be removed from the Land Registry title. You are not required to remove their name as in the event of a sale you would just need to evidence as to the reason the joint proprietor is missing from the conveyance, usually this takes the form of the probate documents.

With the aim of making things more straight forward in the future you may apply to have the deceased party erased from the title entries by submitting an application to the land registry with proof of the death. There is no land registry fee payable.