We are planning to acquire a flat and need a conveyancing solicitor in Hornsey Rise who is on the Santander conveyancing panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Hornsey Rise.

I am purchasing a property and the lawyer has referenced Chancel Repair for which the property may be liable given it’s proximity to the area of such a church. He has suggested insurance. Is this strictly required for conveyancing in Hornsey Rise

Unless a previous acquisition of the property completed after 12 October 2013 you can assume that solicitors delivering conveyancing in Hornsey Rise to remain encouraging a chancel search and or chancel repair liability insurance.

Are there restrictive covenants that are commonly identified as part of conveyancing in Hornsey Rise?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Hornsey Rise. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing a new build house in Hornsey Rise with a mortgage from Aldermore. The builders refused to reduce the price so I negotiated 6k of extras instead. The house builders rep told me not to tell my conveyancer about this extras as it will impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a property in Hornsey Rise before instructing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend refuse to grant a mortgage on a flying freehold house.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hornsey Rise. Conveyancing may be slightly more expensive based on your lender's requirements.