We were just about to exchange contracts for a garden flat in Ingleby Barwick. We encountered a stumbling block. The loan offer with Accord Mortgages Ltd runs out on 9/9/2019 but the sellers are suggesting a completion date of 11/9/2019. Can one extend the mortgage offer?
The best person to deal with your concern is your lawyer who is in a position to determine whether he or she is corresponding with the bank, vendor’s representatives, estate agents or possibly all parties given the circumstances your transaction as of today.
We wanted to use a property lawyer in Ingleby Barwick for our house move. Our broker informed us that our mortgage lenders National Westminster Bank won't deal with them. Why is this not regarded as unfair competition?
Mortgage Companies normally restrict either the type or the amount of conveyancing practices on their member panel. A common example of such criteria being that a law practice must not be a sole practitioner. As well as restricting the type of firm, a few banks have decided to limit the number of firms they allow to represent them. Be aware that National Westminster Bank have no responsibility for the quality of advice provided by any member of National Westminster Bank Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of solicitor panels a few years ago even though there remains mixed views regarding the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that plenty of law firms, including some in or near Ingleby Barwick only execute a couple conveyances per annum.
My partner and I are planning on selling our property in Ingleby Barwick and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers are using an online conveyancing outfit as opposed to a conveyancing solicitor in Ingleby Barwick. Having lived in Ingleby Barwick for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
In what way can the Landlord & Tenant Act 1954 affect my business offices in Ingleby Barwick and how can you help?
The 1954 Act provides security of tenure to commercial leaseholders, giving them the a statutory right to apply to court for a renewal lease and continue in occupation when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and assist with commercial conveyancing in Ingleby Barwick
I am thinking of appointing a conveyancing solicitor in Ingleby Barwick for my remortgage. Can I see a solicitor's complaints history with the legal regulator?
You may see documented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.