I am assisting my mother sell her flat in Leiston. Does the solicitor order an energy performance certificate or it is for the owner to coordinate?

After the demise of Home Information Packs, energy performance certificates was kept a required element of moving house. An EPC must be to hand in advance of the property being marketed. This is not something that conveyancers normally arrange. Where you are instructing a Leiston conveyancing solicitor they may be able to arrange energy assessments given their contacts with long established local providers

My uncle advised me that in purchasing a property in Leiston there may be various restrictions prohibiting external changes to a property. Is this right?

There are anumerous of properties in Leiston which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Leiston should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Can you point me to a directory of Aldermore panel solicitors in Leiston on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings viewable over the internet. If you are looking for a Leiston conveyancing practitioner on the Aldermore please use our facility.

I need some expedited conveyancing in Leiston as I am under an ultimatum to sign on the dotted line within 4 weeks. Thankfully I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not taking a mortgage you are at free not to do searches although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Leiston the following are examples of issues that can arise and adversely impact future saleability: Enforcement Notices, Outstanding Fees, Overdue Grants, Railway Schemes,...

I have been on the look out for a ground for flat up to £245,000 and identified one close by in Leiston I like with open areas and transport links in the vicinity, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Leiston for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a home loan the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.

Last December I purchased a leasehold property in Leiston. Am I liable to pay service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leiston Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

How much is the ground rent and service charge? Who are the managing agents? This question is helpful as a) areas may result in problems in the building as the communal areas may begin to deteriorate if services are not paid for b) if the leasehold owners have an issue with the running of the building you will need to know about it

Why do I have to send my conveyancer with various items of ID before they can proceed with selling or buying a property in Leiston?

Leiston solicitors are duty bound by the Law Society, Solicitors Regulation Authority, HM Land Registry and current Money Laundering Regulations to record that the have checked the identity of their clients. It will also be a condition of your mortgage offer. In addition they have to complete various forms, particularly those relating to stamp duty land tax and need to have information such as your full names, NI number and DOB.