I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a house in Long Sutton? or Apparently there is a law dating back centuries that means some house owners residing in a parish church boundary will be compelled to pay for repairs to the chancel in proximity to the church. Is this relevant for conveyancing in Long Sutton?

Unless a prior acquisition of the premises took place post 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Long Sutton to continue to advocate a chancel search and or chancel repair liability insurance.

How does conveyancing in Long Sutton differ for new build properties?

Most buyers of new build property in Long Sutton approach us having been asked by the seller to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Long Sutton usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Long Sutton or who has acted in the same development.

Due to the advice of my in-laws I had a survey completed on a property in Long Sutton before appointing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies tend refuse to issue a loan on such a house.

It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Long Sutton. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to find a conveyancing solicitor for freehold conveyancing in Long Sutton. I have chance upon a web site which appears to be the ideal solution If there is a chance to get all formalities completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Having had my offer accepted I require leasehold conveyancing in Long Sutton. Before diving in I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and most are in Long Sutton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Long Sutton Leasehold Conveyancing - Sample of Questions you should consider Prior to buying

Is there a share of the freehold? Best to be warned if changing the roof or some other significant cost is due in the near future that will be shared amongst the tenants and will dramatically increase the the service fees or necessitate a specific invoice. The best form of lease arrangement is a share of the freehold. In this scenario the tenants enjoy being in charge if their destiny and although a managing agent is often employed where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.