Can your site be used to locate a Conveyancing solicitor in Lower Earley even where I’m not buying or disposing of a house, for instance where I intend to acquire a shop in Lower Earley with a loan from Platform Home Loans Ltd?
The service is primarily there to select domestic conveyancing solicitors in Lower Earley but we have listed at the end of this page a few Lower Earley commercial conveyancing firms. You will need to enquire with the company directly to establish if they are also authorised to represent Platform Home Loans Ltd
Should our solicitor be asking questions regarding flooding as part of the conveyancing in Lower Earley.
The risk of flooding is if increasing concern for lawyers conducting conveyancing in Lower Earley. There are those who purchase a property in Lower Earley, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Conveyancers are not qualified to give advice on flood risk, however there are a number of searches that may be carried out by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Lower Earley. The conventional set of completed inquiry forms given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the seller to discover if the premises has ever been flooded. If the residence has been flooded in past which is not disclosed by the owner, then a purchaser may commence a compensation claim as a result of such an incorrect answer. A purchaser’s lawyers should also order an enviro report. This will higlight if there is a recorded flood risk. If so, additional investigations should be conducted.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Lower Earley is the location of the property. Can you offer any guidance?
Flying freeholds in Lower Earley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lower Earley you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lower Earley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm remortgaging my existing property to a buy to let loan with Lloyds TSB Bank and intend to use the remaining equity as a deposit on further property. The location we are interested in is Lower Earley. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?
Do use our search tool on this page to ensure that the conveyancers are on the appropriate lender panels. On the basis that they are your conveyancer should be able to tie up the two transactions but you should have a chat with you lawyer and communicate your expectations and requirements.
I am 14 days into a leasehold purchase having been referred to a firm by the high street agent to handle our conveyancing in Lower Earley. I am not happy. Could you you assist me in finding new solicitors?
They would need to be very poor to suggest replacing them. Has the mortgage been generated? If so you need to advise them of the new lawyer and ensure the offer are re-issued. Your solicitor ideally should be on the mortgage company panel to avoid escalating expenses and complications. That should be your starting point. Our search tool will help you find a lender approved lawyer for your home move in Lower Earley