As someone not used to the Lozells conveyancing process what is the number one tip you can give me for the home moving process in Lozells

Not many law firms shout this from the rooftops but conveyancing in Lozells and elsewhere in Birmingham is an adversarial process. In other words, when it comes to conveyancing there is lots of room for conflict between you and others involved in the legal transfer of property. For instance, the seller, selling agent and even potentially your lender. Choosing a solicitor for your conveyancing in Lozells should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to protect your legal interests and to keep you safe.

There is a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. You should always trust your solicitor above all other players in the conveyancing process.

My wife and I are purchasing a apartment in Lozells. I might seem paranoid but how we can trust a conveyancer? At some point we will need to send our life savings into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Does a directory service exist listing Barclays panel conveyancers in Lozells on the Council of Mortgage Lender’s Website?

No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings visible over the internet. If you are in need of a Lozells property lawyer on the Barclays please make the most of our tool.

After what seems like an age I have had an offer on a flat in Lozells accepted, but there is a chain. The owners have placed an offer on a property, but it’s not yet agreed to, and have viewings of other properties booked. I have selected a local conveyancing solicitor in Lozells. What should be my next step? At what point do I apply for the mortgage with Clydesdale?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then survey, Lozells conveyancing search costs, etc). The first course of action is to check that your property lawyer is on the Clydesdale conveyancing panel. Concerning the next phase this very much depends on the specifics of your case, motivation for this property and on the state of the market. In a buoyant market the majority of home buyers will apply for a home loan with Clydesdale and pay for the valuation and only if it comes back ok would they ask their conveyancer to move forward with the conveyancing in Lozells.

I am buying a new build flat in Lozells. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Lozells

Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision.

I decided to have a survey done on a property in Lozells before instructing conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will not issue a loan on such a house.

It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lozells. Conveyancing will be smoother if you use a solicitor in Lozells especially if they are acquainted with such properties in Lozells.

Given that I am about to spend 450k on 3 bedroom house in Lozells I would like to talk to a solicitor regarding thetransaction prior to instructing the firm. Is this something that you can arrange?

Absolutely - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your property ownership legalities in Lozells.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Lozells should be the figure that you are charged.