Find a Lozells Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lozells? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lozells home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lozells conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Lozells

My financial adviser has asked me for my Lozells solicitor’s panel member for the Nat West conveyancing panel. How do I obtain this. I have tried my local Lozells office but they cant find it on their system.

You are best placed to get this information from your Lozells conveyancer . They maintain a central record lender panel numbers.

My lawyer in Lozells is not listed on the Halifax Conveyancing Panel. Can I still use my family solicitor notwithstanding that they are not on the Halifax panel of approved conveyancing solicitors?

Your options are as follows:

  1. Carry on with your preferred Lozells lawyers but Halifax will need to use a conveyancer on their panel. This will inevitably rack up the total legal charges as well as cause delays.
  2. Choose an alternative lawyer to to deal with the conveyancing, remembering to check they are Persuade your solicitor to do everything within their powers to join the Halifax conveyancing panel

I'm buying my first flat in Lozells with a loan from Clydesdale. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not to tell my lawyer about this deal as it would impact my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Lozells is where the house is located. Is there any guidance you can give?

Flying freeholds in Lozells are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lozells you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lozells may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm converting the mortgage on my primary house to a buy to let loan with Leeds Building Society and intend to use the remaining equity as a down payment on a second property. The neighborhood we are looking at is Lozells. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?

Make use of our comparison tool on this site to be sure that the lawyers are approved by both banks. On the basis that they are your conveyancer will be able to simultaneously deal with the two deals but you should talk with you lawyer and communicate your desired outcome and requirements.

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Find out more about how flying freehold can affect your the value of a property.