Do I select a Licenced Conveyancer or Solicitor for conveyancing in Malton?
Two types of professional can execute conveyancing in Malton namely CLC regulated conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or purchase of property. Both are required to perform Malton conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that all requirements and procedures will be correctly adhered to.
I just acquired a flat at auction in Malton. Conveyancing is needed. What are my next steps?
Given that you are now legally bound yourself to purchase you must appoint a conveyancing solicitor soon as you will have a fast approaching deadline in which to complete the purchase. All auction property will ordinarily have an associated auction pack. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the auction papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are organised to complete the transaction on the set completion date.
Is it the case that all Malton solicitor practices on the Kent Reliance conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Kent Reliance conveyancing panel they would need to be overseen by the SRA. Many mortgage companies do permit licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
Me and my brother purchased a 4 bedroom Victorian property in Malton. Conveyancing solicitor represented me and Bank of Scotland. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Malton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing solicitor who conducted the work.
Due to the advice of my in-laws I had a survey completed on a property in Malton prior to appointing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks will not give a mortgage on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you e-mail us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Malton. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm remortgaging my primary home to a buy to let loan with Alliance & Leicester and I will use the rest of the raised equity as a down payment on another house. The neighborhood we are talking about is Malton. Will your conveyancers be able to act for the two lenders and link together the two deals?
Do use our search tool on this page to be sure that the solicitors are on the appropriate lender panels. On the basis that they are the solicitor should be able to connect the two conveyancing matters but you should talk with you conveyancer and communicate your desired outcome and requirements.
If instructed can a conveyancer remove a name from the title of my property in Malton ?
Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer