Do I select a Licenced Conveyancer or Solicitor for conveyancing in Mid Wales?
There are many registered licenced Conveyancers in Mid Wales and Solicitor partnerships in Mid Wales offering conveyancing We would stress that the two are regulated professionals specialising in the legal work in transferring property. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We previously selected solicitors located in Mid Wales on the Skipton solicitor panel. They are now charging me a further charge for handling the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancer is entitled to levy a fee for this. This charge is not dictated by Skipton but by your Mid Wales lawyer. Some firms on the Skipton panel will levy ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
I am currently in the process of buying my council flat in Mid Wales. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
Over the last few months I have been searching for a ground for flat up to £305k and identified one round the corner in Mid Wales I like with a park and station nearby, the downside is that it only has 51 remaining years left on the lease. I can't really find anything else in Mid Wales suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage that many years may be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
My business partner and I are wishing to take an assignment of a lease of an office on the high street. Can you recommend lawyers offering competitive charges for non-domestic conveyancing in Mid Wales for under £1,200?
We can recommend firms who have specialist knowledge of commercial conveyancing in Mid Wales, including the disposal and purchase of businesses as well as simply property. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we will find you the right solicitor. Regarding the charges this will depend on the structure and heads of terms of the deal. Let us have your details or phone so as to enable us to supply you with a detailed commercial conveyancing quote.
I am a couple of weeks into a leasehold purchase having been directed to solicitors by the estate agent to carry out the conveyancing in Mid Wales. I am am very frustrated with the quality of service. Can you you assist me in finding new lawyers?
A lawyer would need to be very poor to suggest replacing them. Has your mortgage been generated? In the event that it has you will need to advise them of the replacement conveyancer and have the loan are re-sent. Your solicitor ideally should be on the banks approved list to avoid supplemental fees and complications. So that should be your starting point. Our find a solicitor tool can assist you in finding a lender approved lawyer for your conveyancing in Mid Wales
A couple of months ago I was advised by my mortgage company that their approved solicitors work on no move no charge basis for conveyancing in Mid Wales. I had a purchase abort nevertheless the solicitors have requested search fees! They are stating that the fees are independent!
Mid Wales conveyancing search charges are disbursements not legal fees as these are paid to independent parties.