We hired a Middleton St George based lawyer for my conveyancing in Middleton St George recently. After carefully reading the Terms and Conditions it is apparent thatwe are responsible for charges even where the conveyance does not complete. Should I ditch them and instruct a web based lawyer who offer no-sale-no-fee conveyancing in Middleton St George?

Generally there is a compromise along the lines that if "No Completion No Fee" is available then the conveyancing charges will tend to be be uplifted to offset those conveyances that abort. You should be mindful that such arrangements generally do not cover disbursements e.g. Middleton St George conveyancing search expenses.

Me and my brother purchased a renovated Edwardian house in Middleton St George. Conveyancing lawyer acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Middleton St George and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing practitioner who carried out the work.

I have been on the look out for a leasehold apartment up to £245,000 and found one near me in Middleton St George I like with open areas and transport links nearby, however it only has 61 remaining years left on the lease. I can't really find anything else in Middleton St George for this price, so just wondered if I would be making a grave error buying a short lease?

If you require a home loan the shortness of the lease will likely be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.

I need to appoint a conveyancing solicitor for purchase conveyancing in Middleton St George. I have stumble upon a web site which seems to have the perfect offering If it is possible to get all this stuff completed via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have miscalculated my finances and am a couple of grand short a 10% deposit on my house purchase in Middleton St George , but I still want to exchange. What can I do?

One option is to try and accept a smaller deposit. Most vendors will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment