My wife and I are only a couple days away from an exchange on a house in Middleton St George and my parents have sent the ten percent deposit to my conveyancing practitioner. I am now advised that as the deposit has been received from someone other than me my lawyer needs to make a notification to my bank. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?
Your solicitor is legally required to clarify with mortgage company to ensure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
It is 10 years ago since I bought my property in Middleton St George. Conveyancing lawyers have recently been retained on the sale but I am unable to find the deeds. Is this a major issue?
You need not be too concerned. First the deeds may be kept by your mortgage company or they may stored with the solicitor who acted in the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Middleton St George involves registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.
My wife and I are intent on selling our house in Middleton St George and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local conveyancer would know this is not the case. It does beg the question why the buyers used a national conveyancing practice as opposed to a conveyancing solicitor in Middleton St George. Having lived in Middleton St George for six years we know that this is a non issue. Should we contact our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
How do I search for a Middleton St George law firm on the Platform Home Loans Ltd conveyancing panel? I am a keen cyclist and am willing to travel upto 20kilometers to meet the conveyancer.
You can use the tool on this website. Please choose the lender and your location and you will see a number of Middleton St George conveyancing lawyers locally. We have detailed some Middleton St George conveyancing firms towards the end of this page and you can call them to check whether they are on the Platform Home Loans Ltd member panel
I need to instruct a conveyancing solicitor for remortgage conveyancing in Middleton St George. I've chance upon a site which appears to be the perfect answer If there is a chance to get all formalities done via phone that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?