Last April we completed a house move in Montpelier. We have noticed several problems with the property which we consider were missed in the conveyancing searches. Do we have any recourse? What searches should? have been ordered as part of conveyancing in Montpelier?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Montpelier. Conveyancing searches and investigations initiated as part of the legal transfer of property are designed to help avoid problems. As part of the process, a property owner fills in a document known as a Seller’s Property Information Form. answers turns out to be inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Montpelier.
We are buying a house and require a conveyancing solicitor in Montpelier who is on the HSBC conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Montpelier.
My wife and I buying a detached bungalow in Montpelier. The intention is to carry out a loft conversion at the house.Will legal investigations on the property include checks to ascertain if these works are prohibited?
Your conveyancer should check the registered title as conveyancing in Montpelier will sometimes identify restrictions in the title documents which prevent categories of alterations or need the permission of a 3rd party. Many works need local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
We previously selected solicitors with offices in Montpelier on the Barclays solicitor approved list. They have just invoiced me an additional amount for the legal aspects of the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your property lawyer may charge a fee for this. This charge is not set by Barclays but by your Montpelier conveyancing practitioner. Numerous firms on the Barclays panel will charge an ‘acting for lender’ fee but many practices incorporate it on their overall fee.
Can I be sure that the Montpelier conveyancing solicitor on the Yorkshire BS panel is any good?
When it comes to conveyancing in Montpelier obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your transaction.
Due to the advice of my in-laws I had a survey completed on a property in Montpelier before appointing lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some lenders will not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Montpelier. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Montpelier to see if the conveyancing costs will increase in light of this.
I today plan to offer on a house that seems to meet my requirements, at a great price which is making it more attractive. I have since found out that it's a leasehold as opposed to freehold. I am assuming that there are issues buying a house with a leasehold title in Montpelier. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Montpelier ?
Most houses in Montpelier are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area can help the conveyancing process. We note that you are purchasing in Montpelier in which case you should be shopping around for a Montpelier conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example obtaining the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a maintenance charge towards the maintenance of the estate where the house is located on an estate. Your conveyancer should advise you fully on all the issues.