My husband and I are approaching an exchange on a flat in Moreton In Marsh and my mum and dad have transferred the exchange deposit to my property lawyer. I am now told that as the deposit has been received from someone other than me my conveyancer needs to disclose this to my mortgage company. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I advised the bank regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

The property lawyer is obliged to check with mortgage company to ensure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only report this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.

I am the registered owner of a freehold house in Moreton In Marsh yet invoiced for rent, why is this and what is this?

It is rare for properties in Moreton In Marsh and has limited impact for conveyancing in Moreton In Marsh but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Moreton In Marsh is where the house is located. What do you suggest?

Flying freeholds in Moreton In Marsh are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Moreton In Marsh you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Moreton In Marsh may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I have been recommended by a couple of local selling agents in Moreton In Marsh to locate a conveyancer on your site. Is there a financial upside for Estate Agents to promote your site ahead of a competitor’s?

We don’t make any referral fee for sending work to this site. We found it would be just too difficult a fee as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

I need to appoint a conveyancing solicitor for purchase conveyancing in Moreton In Marsh. I've land on a web site which seems to have the ideal solution If it is possible to get all the legals done via phone that would be ideal. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?