Find a Moseley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Moseley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Moseley transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Moseley

Finally, a loan agreement from NatWest for the remortgage of my single bedroom garden flat is due by the end of next week. Could you recommend a cheap conveyancing lawyer in Moseley?

You are on the wrong site if you are in need of the cheapest conveyancing in Moseley. Our aim is to provide excellent value conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint companies teasing you with ninety nine pound conveyancing in Moseley. Optimistically, in being led by low cost conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in additional fees and still not receive the service required.

What does my ID and proof of funds have anything to do with my conveyancing in Moseley? Why is this being asked of me?

To satisfy the Money Laundering Regulations any Moseley conveyancing firm will require evidence of your identity in all conveyancing transactions. This is normally dealt with by provision of a passport and an original bank statement or utility bill showing your correct address.

In accordance with Money Laundering Regulations, property lawyers are obliged by law to validate not only the identity of conveyancing clients but also the source of fund that they receive in respect of any matter. An unwillingness to disclose this will result in your conveyancer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers will have an obligation to inform the relevant authorities should they consider that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

Do the Building Society Association intend to launch a searchable register to list practices on the Earl Shilton BS conveyancing panel for instance in Moseley?

We have not been informed any plans on the part of the BSA to develop such a search facility.

Should our solicitor be raising questions regarding flooding as part of the conveyancing in Moseley.

Flooding is a growing risk for conveyancers dealing with homes in Moseley. There are those who buy a house in Moseley, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, but there are a various searches that may be initiated by the purchaser or on a buyer’s behalf which should give them a better understanding of the risks in Moseley. The standard property information forms supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the owner to find out if the premises has suffered from flooding. If the premises has been flooded in past and is not revealed by the seller, then a buyer could issue a legal claim for losses resulting from an inaccurate reply. The purchaser’s lawyers should also conduct an enviro report. This will disclose whether there is any known flood risk. If so, more detailed investigations will need to be made.

We have been told by numerous estate agents to expect 6-8 weeks for Moseley conveyancing to complete.This was 3 ago. The draft contract was only sent from the vendors solicitor yesterday so now does it countdown?

You need to be pragmatic concerning timescales. Property transactions in Moseley usually takes about ten weeks. This time period is not because conveyancer are slow and purposely delay matters. The amount of money involved in purchasing any residence is so high, the buyer’s solicitor needing to carry out a whole range of questions, searches and further checks to protect the purchaser and their lender (if there is to be a home loan) from expensive, avoidable problems. Conveyancing in Moseley involves obtaining information from a range of different parties, for example other solicitor, local councils, private companies, building societies and banks. Many of these are well organised. Plenty are not. And remember, it doesn't matter how quickly your conveyancing practitioner do their job, if the people you are purchasing from or are selling to aren't ready, nothing can go ahead until they are.

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