Our family solicitor has quoted just over a thousand pound for freehold conveyancing in Moseley. I am hoping to downsize from a Edwardian detached home for £250,000. Is this too much? Is it above the norm for conveyancing in Moseley?

The estimate does seem marginally overpriced. If you shop around you may be able to get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, you maycome to rue choosing an an unknown conveyancer. If is important to enquire the conveyancer can also act for your lender. You can utilise our search tool to select a Moseley conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Moseley.

It has been four months since my purchase conveyancing in Moseley completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Moseley with the aid of help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not disclose to my lawyer about the extras as it may put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader wishing to take over a lease of a shop on the high street. Can you recommend solicitors offering no-sale-no costs for commercial conveyancing in Moseley for less than £1,200?

We can recommend firms who have well rounded knowledge of commercial conveyancing in Moseley, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to acquire or sell a shop, pub, restaurant, office, retail unit or a whole business we will find you the right lawyer. Regarding the fees these will vary based on the structure and terms of the proposed transaction. Please provide us with your contact information or email so as to enable us to provide you with a detailed commercial conveyancing calculation.

My solicitors in Moseley have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.