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Find a Moseley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Moseley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Moseley transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Moseley

I own a freehold property in Moseley but nevertheless pay rent, why is this and what is this?

It’s unusual for properties in Moseley and has limited impact for conveyancing in Moseley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Moseley is where the house is located. Is there any guidance you can impart?

Flying freeholds in Moseley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Moseley you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Moseley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am using a search engine for the term on line conveyancing in Moseley it brings up many solicitorslocally. With so much choice what is the best way to find the suitable conveyancing solicitor for me?

The best way of choosing a suitable conveyancer is through a trusted referral, so ask colleagues and those you trust who have purchased a property in Moseley or the reputable estate agent or financial adviser. Costs for conveyancing in Moseley vary, so it's a good idea to obtain a minimum of three fee calculations from varying types of property lawyers. Be sure to obtain confirmation what costs in the quote includes.

Having checked my lease I have discovered that there are only Fifty years left on my flat in Moseley. I need to get lease extension but my landlord is absent. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the Court. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to locate the landlord. In some cases an enquiry agent may be helpful to carry out a search and prepare an expert document to be used as evidence that the landlord can not be located. It is advisable to get professional help from a property lawyer in relation to proving the landlord’s disappearance and the vesting order request to the County Court covering Moseley.

I own a split level flat in Moseley, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Similar properties in Moseley with an extended lease are worth £216,000. The ground rent is £50 charged once a year. The lease runs out on 21st October 2089

With only 68 years unexpired the likely cost is going to span between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.

Can I discover who owns a house in Moseley?

Provided the property is registered with the Land Registry, and you have the information of the location of the premises, you will be able to see details from the HMLR of the recorded proprietor for a a minimal charge.

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Find out more about how flying freehold can affect your the value of a property.