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Find a Moseley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Moseley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Moseley home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Moseley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Moseley

Do all mortgage companies provide you with an approved list of Moseley conveyancing solicitors? How do you know who is on the Coventry BS conveyancing panel?

Moseley conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.

I am currently in the process of buying my council flat in Moseley. I have a mortgage offer with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.

After months of negotiation I have agreed a price on a house in Moseley. My financial adviser pressured me to appoint their conveyancer. I paid an advanced payment of £150. A few days later, the conveyancing practitioner called me sheepishly admitting that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Nottingham have agreed my home loan in principle, my bid on a flat in Moseley has been accepted, now what?

The estate agent will wish to be advised as to your conveyancing practitioner's details (ensure that the property lawyers are on the lender’s panel). Contact Nottingham or your financial adviser and complete any relevant paperwork. Nottingham will sellect a valuer who will get in contact with the selling agent or owners to schedule a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Nottingham will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Moseley.

It has been 2 months since my purchase conveyancing in Moseley took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Moseley differ for new build properties?

Most buyers of new build property in Moseley contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because builders in Moseley usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Moseley or who has acted in the same development.

Estate agents have just been given the go-ahead to market my 2 bed apartment in Moseley. Conveyancing solicitors are to be appointed soon, however I have recently had a half-yearly service charge invoice – should I leave it to the buyer to sort out?

It best that you discharge the invoice as you normally would given that all rents and maintenance charges should be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I inherited a studio flat in Moseley, conveyancing formalities finalised 7 years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Moseley with an extended lease are worth £179,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease finishes on 21st October 2079

You have 57 years unexpired we estimate the premium for your lease extension to range between £26,600 and £30,800 as well as costs.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.

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