lenderpanel

Find a Moseley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Moseley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Moseley conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Moseley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Moseley

I am not well enough to travel far from Moseley. I would like to know the reason why all Moseley property lawyers aren't automatically on all lender panels?

A decade ago most lenders exhibited an approach to risk which is different from today. The financial regulator in 2010 carried out a thematic review into property fraud which in summary warned lenders: know the conveyancing practitioners on your panel. Consequently, banks have subsequently requiredmore data from law firms about their processes and the staff who work for them and set certain criteria such as completing a minimum number of transactions. Many law practices have been excluded from lender panels even though they had 100% healthy track record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Such firms found it impossible satisfy the minimum volume of transactions the lenders insisted on.

Do the conveyancing practitioners revealed via your search tool perform right to buy conveyancing in Moseley?

We do have plenty of conveyancing firms who can conduct right to buy transactions Do e-mail the lawyers listed to obtain a conveyancing quote.

In what way does my ID and proof of funds have anything to do with my conveyancing in Moseley? What am I being asked for?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms and Conditions that you are required to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to supply identification documents, your lawyer would not be able to act for you.

My wife and I have a renovated Edwardian house in Moseley. Conveyancing lawyer represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Moseley and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.

In what way does the Landlord & Tenant Act 1954 affect my business premises in Moseley and how can your lawyers assist?

The particular law that you refer to affords security of tenure to business leaseholders, giving them the dueness to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in Moseley

Last updated

Find out more about how flying freehold can affect your the value of a property.