In the event thatI was to acquire a straightforward housein Moseley mortgage fee and have no survey and no local authority searches how much could I expect to have to pay for conveyancing in Moseley?

Any savings you would achieve will be isolated to the Moseley conveyancing searches. Your lawyer is required to do the vast majority of work - money laundering, liaising with your sellers property lawyer, SDLT submission, register the ownership etc. A marginal saving might be made by not needing to register a charge however it will not be meaningful.

Various internet forums that I have frequented warn that are the main cause of obstruction in Moseley house deals. Is this right?

The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays during the legal transfer of property. Local searches are unlikely to be the root cause of holding up conveyancing in Moseley.

I am looking for a leasehold apartment up to £235,500 and found one near me in Moseley I like with open areas and railway links nearby, however it's only got 52 years on the lease. There is not much else in Moseley suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage the shortness of the lease may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.

I'm converting the mortgage on my existing property to a BTL mortgage with Norwich and Peterborough Building Society and intend to use the remaining equity as a down payment on further house. The location we are talking about is Moseley. Will your solicitors be able to act for both sets of mortgage companies and tie in the conveyances?

Do use our search tool on this page to be sure that the conveyancers are on the appropriate lender panels. On the basis that they are the solicitor will be able to connect the two deals but you should have a chat with you conveyancer and make clear your desired outcome and requirements.

I have finally had an offer on an maisonette in Moseley agreed to, the vendor does nevertheless have a connected purchase. The current proprietors have put an offer on a flat, although it’s not been accepted yet, and has viewings of other apartments in the pipeline. I have selected a nearby conveyancing lawyer in Moseley. What should be my next step? When do I get the mortgage application with Coventry BS going with Coventry BS?

It is normal to have apprehensions where there is an associated chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then valuation, Moseley conveyancing search costs, etc). The first course of action is to ensure that your property lawyer is on the Coventry BS conveyancing panel. As to the subsequent phase this very much depends on the circumstances of your transaction, desire for this property and on the state of the market. During a hot market some purchasers will apply for the mortgage with Coventry BS and arrange for the survey and only if it comes back ok would they pay their solicitor to move forward with the conveyancing in Moseley.