We note that you have a search directory listing firms on the Aldermore conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in North Cheam?

We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in North Cheam.

I have an AIP. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel solicitor as I would prefer to appoint a high street conveyancing solicitor in North Cheam?

You should check but the the likelihood is that appoint one of their panel conveyancers if you accept the "fee-free" offer. Contact the bank to ask if they offer you a cash alternative. Some mortgage companies have previously offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor near North Cheam.

I am purchasing my first flat in North Cheam benefiting from help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not reveal to my conveyancer about the deal as it may jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. North Cheam is the location of the property. Is there any guidance you can impart?

Flying freeholds in North Cheam are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in North Cheam you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Cheam may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

One month into a sale of a flat in North Cheam. Conveyancing lawyers are doing their job but we are being charged a fortune from the landlord. So far we have forked out £225 for a leasehold management pack and then another £200 plus VAT for supplemental queries supplied by the buyers solicitor.

Neither you or your solicitor will have any impact over the level of the charges for this information however the typical costs for the information for North Cheam leasehold property is £395. For North Cheam conveyancing deals it is conventional for the vendor to pay for these charges. The landlord or their agents are not duty bound to address these questions although many will be willing to do so - albeit often at exorbitant prices out of proportion to the work involved. Regretfully there is no law that requires fixed fees for administrative tasks. Nor is there any legal time limit by which they are obliged to supply answers.