We're in North East London, FTBs buying with a mortgage (lender is Principality , and our solicitor is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are aiming to move house in October. Does my conveyancing solicitor update the removal company on the completion day. As an aside, can you put forward a removal company in North East London. Conveyancing lawyer was found before I stumbled across this site.
On the afternoon of completion you will need to collect the keys from your selling agent but this can only be done after the sellers lawyers confirm to the agent that the monies to complete are in and the keys can be given over. After that you should inform the removal company that you are ready to move in. We do not suggest a particular removal organisation but can assist you in locating a residential property solicitor in North East London or a solicitor that specialises in conveyancing in North East London.
We are purchasing a terrace house in North East London. The intention is to convert the garage to an office at the property.Will legal conveyancing on the property include investigations to determine if these works are allowed?
Your solicitor should review the deeds as conveyancing in North East London can on occasion identify restrictions in the title deeds which prohibit categories of works or need the permission of a 3rd party. Certain additions require local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
We expect to receive a AIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any North East London solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint North East London solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I have been told that property searches are a common reason for obstruction in North East London conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in North East London.
I purchased a renovated Victorian house in North East London. Conveyancing solicitor represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in North East London and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the work.
Should I appoint a North East London conveyancing lawyer based in the area that I am purchasing? I have an old university friend who can handle the legal formalities but her office is 400miles away.
The benefit of a local North East London conveyancing practice is that you can drop in to sign documents, present your ID and pester them where appropriate. Having local North East London know how is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were happy that must outweigh using an unknown North East London conveyancing solicitor just because they are round the corner.