I am only a couple days away from an exchange on a property in North East London and my mum and dad have sent the 10% deposit to my lawyer. I am now advised that as the deposit has not arrived from me my conveyancer needs to disclose this to my lender. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the bank regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?

The property lawyer is legally required to clarify with mortgage company to make sure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only notify this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

I am buying a 4 bedroom semi-detached house in North East London. We would like to an extension at the rear at the house.Will the conveyancing process involve investigations to ascertain if these alterations were previously refused?

Your solicitor should review the deeds as conveyancing in North East London will on occasion identify restrictions in the title documents which restrict certain changes or require the consent of a 3rd party. Certain extensions require local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.

Is it correct that all North East London CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved practices?

Some major banks and building societies now make use of CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.

We were going to get a AIP from UBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do UBS recommend any North East London solicitors on the UBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint North East London solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.

3 months have gone by following my purchase conveyancing in North East London completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Hoping to buy a property located in North East London and I am already nervous. I couldn't find anything specific about North East London. Conveyancing will be needed in due course but do you know about the North East London area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at North East London. In the meantime here are some basic statistics that we found

To what extent are North East London conveyancing solicitors under an obligation to the Law Society to supply transparent conveyancing costs?

Inbuilt into the Solicitors Code of Conduct are set rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, constitute the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in North East London or or elsewhere in the country.