We are buying a flat and need a conveyancing solicitor in North Plymouth who is on the Skipton solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in North Plymouth.
Do I have to pop into the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in North Plymouth so that I can attend their offices if necessary.
Whereas this was necessary ten years ago, almost all mortgage companies no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to provide identification documents and there are still manifest advantages to instructing a local ayer, in your case a conveyancing solicitor in North Plymouth.
I'm the sole beneficiary of my late father’s estate and I have everything in my name now, including the house in North Plymouth. Conveyancing formalities meant that the Land Registry date was in October. I now wish to sell up. I do know about the CML six month 'rule', meaning my proprietorship may be regarded the same way as if I'd bought the property in October. Will no one buy the property for half a year?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. Most banks would take a pragmatic view as this obligation is primarily there to pick up on subsales or the quick reselling of properties.
We are getting a further advance on our home loan from Barclays as we intend to conduct a loft conversion to our home in North Plymouth. Are we obliged to select a local North Plymouth solicitor on the Barclays conveyancing panel to handle the legals?
Barclays would not normally require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays conveyancing panel.
I recently had an offer accepted on a house in North Plymouth. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. Shortly after, the solicitor contacted me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
We are buying a house and the solicitor has mentioned Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in North Plymouth
Unless a prior acquisition of the property took place after 12 October 2013 you can expect lawyers delivering conveyancing in North Plymouth to continue to suggest a chancel search and or insurance against a claim.
I have been on the look out for a ground for flat up to £235,500 and identified one close by in North Plymouth I like with a park and station nearby, however it only has 61 years on the lease. There is not much else in North Plymouth for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.