My husband and I are intent on acquiring a leasehold flat in North West London. My property lawyer is not listed on the bank approved panel. Can I still retain my North West London conveyancing solicitor even though they are not on the mortgage company approved list?
One must appoint a property lawyer to deal with the legal work required when you require a loan to buy your property. They will carry out all the necessary due diligence on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage documentation is dealt with. One may instruct a North West London solicitor of your choice. However, if the lawyer selected is not a member of the lender approved list additional charges will be levied as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so provided your solicitor has not historically applied for membership they should take the opportunity to apply.
I can see plenty of here concerning conveyancing in North West London but what is your top tip for choosing the right conveyancer in North West London
It would be unwise to be tempted by the lowest North West London conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am helping my mother sell her flat in North West London. Does the solicitor order the EPC or it is for the owner to see to?
Following the abolition of Home Information Packs, energy performance certificates became a required element of moving property. An energy assessment needs to be commissioned prior to the property being advertised. This is not a task that law firms normally organise. Where you are instructing a North West London conveyancing lawyer they might help arrange energy performance certificates due to their contacts with long established local energy assessors
I am purchasing a 3 bedroom semi in North West London. The intention is to carry out an extension to the side at the house.Will the conveyancing process involve checks to ascertain if these works were previously refused?
Your conveyancer should review the registered title as conveyancing in North West London will on occasion reveal restrictions in the title documents which prevent categories of works or necessitated the consent of a 3rd party. Some works need local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one round the corner in North West London I like with open areas and station in the vicinity, however it only has 51 years on the lease. I can't really find anything else in North West London suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
Given that I am about to spend 450k on a property in North West London I wish to talk to a solicitor regarding thetransaction before appointing the firm. Can this be arranged?
Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor due to be carrying out your property ownership legalities in North West London.There is no ‘factory style conveyancing’ - every client is an important person, not a file reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in North West London should be the figure that you are charged.
I need to appoint a conveyancing solicitor for purchase conveyancing in North West London. I have stumble across a web site which appears to be the perfect offering If there is a chance to get all this stuff completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?