How up to date is your database of North West London solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
North West London conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
Will my conveyancing lawyers need to check that the building insurance when buying a house in North West London. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 23/7/2021, the requirements read as follows :
I have been told that property searches are the primary cause of obstruction in North West London house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays during the legal transfer of property. Searches are unlikely to feature in any holding up conveyancing in North West London.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The lawyers who did the conveyancing in North West London 4 years ago are no longer around. Will I be able to sell the house?
As long as you have a registered title the details of your proprietorship will be held by the Land Registry under a Title Number. It is easy to execute a search at the Land Registry, identify your property and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
I opted to have a survey completed on a house in North West London in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend not issue a loan on such a premises.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in North West London. Conveyancing may be slightly more expensive based on your lender's requirements.