It is 10 years ago since I purchased my home in Northern Moor. Conveyancing solicitors have now been instructed on the sale but I can't track down my title deeds. Is this a major issue?
You need not be too concerned. First there is a chance that the deeds will be with the mortgage company or they may be in the possession of the lawyers who acted in the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Northern Moor relates to registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
I am buying a house and the lawyer has identified Chancel Repair to which the house may be obligated to pay because it falls into the area of such a church. She has mentioned insurance. Is this really appropriate for conveyancing in Northern Moor
Unless a prior acquisition of the house completed post 12 October 2013 you can assume that lawyers delivering conveyancing in Northern Moor to continue to advocate a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Northern Moor is the location of the property. Can you shed any light on this issue?
Flying freeholds in Northern Moor are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Northern Moor you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northern Moor may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I today plan to offer on a house that appears to meet my requirements, at a great figure which is making it more attractive. I have since found out that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in Northern Moor. Conveyancing lawyers have not yet been instructed. Will they explain the issues?
The majority of houses in Northern Moor are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are purchasing in Northern Moor so you should seriously consider shopping around for a Northern Moor conveyancing solicitor and check that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’spermission to conduct alterations. It may be necessary to pay a service charge towards the upkeep of the estate where the property is located on an estate. Your lawyer will report to you on the legal implications.
I bought a leasehold flat in Northern Moor, conveyancing having been completed January 1998. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Northern Moor with an extended lease are worth £170,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease terminates on 21st October 2098
With just 78 years remaining on your lease we estimate the price of your lease extension to span between £7,600 and £8,800 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.
A conveyancing company dealt with my conveyancing in Northern Moor half a dozen years ago having archived my deeds but has now closed – how do I retreive these?
Deeds, as such, no longer exist as the majority of properties in Northern Moor are archived digitally at Land Registry. Should you need to prove evidence of proprietorship or are selling or refinancing your conveyancer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to email@example.com. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.