I am purchasing a ground floor flat in Northfield. My lawyer is not listed on the lender approved panel. Can I still retain my Northfield conveyancing solicitor even though they are excluded from the bank panel of approved conveyancing solicitors?
You must appoint a conveyancing practitioner to complete the legal work required when you need a loan to buy your home. They will carry out all the necessary legal checks on the property, make sure that you will be properly registered as the owner and ensure that all the required mortgage paperwork is dealt with. You could appoint a Northfield solicitor of your choice. However, if the conveyancing practitioner selected is not on the bank solicitor panel additional costs will arise as separate legal representation will be need by the mortgage company. Bank panel applications can be submitted, so where your solicitor has not in the past applied for membership they should take the opportunity to apply.
I require fast conveyancing in Northfield as I am faced with pressure to exchange contracts within one month. Luckily I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are not getting a home loan you have the choice not to have searches carried out although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Northfield the following are instances of what can show up and therefore affect future saleability: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...
I have justdiscovered that Stirling Law have closed. They conducted my conveyancing in Northfield for a purchase of a leasehold apartment 10 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Northfield conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a house in Northfield prior to appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend refuse to grant a loan on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Northfield. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been sourcing a conveyancing lawyer in Northfield for my home move. Can I see a solicitor's complaints history with the profession’s regulator?
You can find presented Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training purposes.